Wednesday, 23 September 2026

Make money by selling your hair

Selling your hair sounds rather Les Misérables. Thankfully, today you can ask for a quote before the big chop. If you are planning a dramatic haircut, here is how to find out whether your ponytail could bring in extra money.

Most of us leave the salon with less hair and a bill to pay. But if you have a long ponytail you are ready to cut off, you may be able to sell it to a buyer supplying hair for wigs or extensions. Think of it as a possible one-off windfall, rather than regular income: the amount depends on what a buyer can use and what they are willing to offer.

Before you cut: Measure the ponytail you are willing to lose, get written quotes from more than one buyer, and follow the chosen buyer’s instructions for tying and cutting it. A haircut that leaves the hair loose on the floor can make it unsaleable.

How much can you make selling your hair?

There is no dependable UK price list for every ponytail. Buyers look at usable length, weight, condition, colour, processing history and demand. Banbury Postiche says it pays by the ounce, with longer hair attracting a higher price. It does not publish a guaranteed payment for every seller. Ask any buyer for the proposed rate, the likely usable weight and when the final figure will be confirmed.

What you might actually keep: Ask what the buyer will pay after inspection, whether postage is covered and what your haircut will cost. Treat any photograph-based estimate as provisional unless the buyer explicitly guarantees it.

Where can you sell hair in the UK?

1. Specialist UK hair buyers

One documented UK example is Banbury Postiche. Its published terms require at least 14 inches (about 35cm) of suitable hair, tied before cutting. It says it pays by the ounce and returns hair it cannot use. Companies House lists Banbury Postiche Limited as active (company number 00972488), with an address matching the business’s published contact details. That verifies its corporate registration, not a particular payout or the experience of every seller. Its buying page does not set out a fixed rate or a precise payment timetable, so ask for both in writing before posting hair. Do not assume the postage or return postage is paid.

2. Wigmakers and extension suppliers

Some businesses that make wigs, hairpieces or extensions may buy from individuals. We have not independently verified other firms as suitable buyers for this guide. Contact them with clear photographs, your proposed cut length and a frank description of any colour or chemical treatments. Ask whether they are currently buying from private sellers before you cut anything.

3. A private sale

You can seek a direct buyer where a marketplace’s current rules permit it. You would need to arrange the listing, payment and delivery yourself. Check fees and seller protection, keep your home address and personal details as private as practical, and confirm payment in your own account before posting. An unusual offer is not proof of an unusually valuable ponytail.

Can you sell dyed, grey, curly or short hair?

Do not write off your hair because it is not straight or because its colour has changed. A buyer’s needs vary. Banbury Postiche says hair must be of suitable quality and not over-treated or tangled. Its published minimum is 14 inches, so a shorter ponytail will not qualify with that buyer. Another buyer may have different requirements for coloured, grey, curly or textured hair. Be accurate about bleaching, dye, relaxers and other treatments, and ask buyers about your specific hair before cutting.

Measure the cut hair, not the hair on your head. Allow for the style you want to keep. If a buyer needs a 14-inch ponytail, simply having hair that reaches your shoulders is unlikely to be enough.

How to sell your hair: five steps

  1. Decide on your post-cut hairstyle. A hairdresser can help you judge how much can be removed comfortably.
  2. Measure and photograph the hair. Photograph its length, ends and thickness in good light, and list treatments honestly.
  3. Compare written offers. Ask when an estimate can change, when you will be paid, who pays delivery and whether declined hair is returned.
  4. Follow the cutting directions exactly. Buyers may require clean, fully dry hair securely banded into ponytails before cutting, with the root ends together. Do not send loose floor sweepings.
  5. Keep records. Save the agreed terms, photographs, postage tracking and proof of payment.

What should you check before trusting a hair buyer?

A professional-looking website or a social media testimonial does not guarantee payment. Search for the legal business name, a working contact number and a postal address. If the buyer claims to be a UK limited company, check its status and address on Companies House. A listing confirms registration; it does not endorse the buyer or guarantee that you will be paid.

Questions to ask before sending anything

  • Is the quote binding or provisional, and what can reduce it?
  • Will you confirm the final offer before processing or reselling the hair?
  • When and how will I be paid? Is there a minimum payment?
  • Who pays tracked postage, insurance and the return cost if I refuse the offer?
  • How long do I have to decline a revised price, and what happens if I do not reply?
  • What cutting method, treatment history and photographs do you require?

Read independent feedback with care: reviews of a company’s wigs do not necessarily tell you how it treats people selling hair. Avoid anyone who pressures you to cut immediately, asks you to pay a release fee, or cannot explain what happens to the ponytail if you reject the final offer. Keep screenshots of the offer and terms. Send hair only to an address you have verified from the buyer’s own contact details, using tracked postage where appropriate.

One more consideration: Ask what the hair is likely to be used for if that matters to you. A commercial buyer may supply several markets and cannot necessarily promise your ponytail will become a medical wig. Banbury Postiche says it cannot guarantee where its stock hair will be used.

Could you donate your hair or save on a haircut instead?

If selling does not appeal, you could donate a ponytail and ask friends to sponsor your cut. The Little Princess Trust currently accepts UK hair donations from 10 inches (25cm), though it encourages 12 inches (30cm) or more. It says some salons on its free haircut list offer a cut for donations over 12 inches. The charity says salons set their own terms and some may charge for additional styling. Check the latest guidelines and the individual salon’s offer before booking. Sponsorship donated to the charity is fundraising, not personal earnings.

Another way to benefit from the chop: A qualifying free haircut could save you money even if you prefer to give the ponytail away. You can also raise funds for the charity, which says it needs donations to make, fit and style its wigs.

Do you pay tax on selling your hair?

The answer depends on your circumstances, including whether you are carrying on a trade and whether you earn from other side hustles. HMRC’s trading allowance guidance says people with gross trading income of £1,000 or less across one or more trades may not need to report it, though exceptions apply. There is one trading allowance across qualifying activities, not a separate £1,000 for each idea. If you have other earnings or are unsure how a sale is treated, check directly with HMRC or a qualified tax adviser.

Quick answers

Should I cut my hair before getting a quote?

No. Seek a buyer’s requirements and an estimate first. How the hair is tied and cut can affect whether it can be used.

Can I sell hair that has already been cut?

Ask the buyer, but loose hair is often unsuitable. Banbury Postiche requires hair to have been tied before cutting to keep the root ends together; loose hair may be unusable. Ask before posting any hair you have already cut.

Is selling hair a good side hustle?

It may be a useful one-off earner if you already want a big haircut. It is not a reliable source of regular income, and you should weigh any offer against the cost of cutting and sending the hair.

The MoneyMagpie view: Do the research before the dramatic reveal. A quote you are happy with, a haircut you actually want and clear payment terms make far more sense than growing your hair around an imagined payday.

Buyer criteria and charity guidance were checked on 22 September 2026 and may change. This article offers general information, not personalised tax advice. MoneyMagpie has not tested a seller transaction with the buyer named here. Its inclusion is an example, not an endorsement or a guarantee of payment.


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Tuesday, 22 September 2026

Everything you need to know to make money baking

Do you have all the skills to bake delicious and tasty cakes? Then you could make money baking.

Take a look at our guide for starting up a baking business below:

 

How to make money from cakes

moneymagpie_fairy-cakes-cupcakes - Make money baking

Home cooking, especially baking cakes and cupcakes, is a popular way for many people to turn a talent into a business. Baking businesses have been booming in recent years. This is thanks to celebrity chefs and cooking programmes like the Great British Bake Off. People will pay good money for high quality baking. You can sell your food at parties, fairs, and even at local food markets.

The beautiful thing about earning by baking is that it’s straightforward, flexible and enjoyable. It isn’t something that you necessarily have to do on a regular basis if you don’t want to. But if you’re ever short on cash, the option is there. All you’ll really need is a few good recipes and a reasonable idea of what people want to buy.

 

Getting started: Where to sell?

There are many places that you can sell cakes and other sweet products.

  • Car boot sale
  • School fairs
  • Online shop
  • Selling to local stores
  • Setting up your own shop

Remember location is important. Before you decide to make a real go of baking, first find out what sells and where.

Working out a business plan

Working out the basics of your business first will hopefully help you keep on track with your budget. Running your own business can be exciting and rewarding but also stressful and taxing. But if you follow our tips, you’ll find your baking life will be made much easier.

Start small and keep costs low

Don’t spend any more than you have to on your start-up. Lots of big businesses start small, for example Laura Ashley began at her kitchen table. M&S started with a market stall, and Tesco was just a couple of local grocer’s shops at the beginning. Consider using your kitchen as your workplace before moving somewhere bigger.

Don’t forget insurance, as your household insurance may no longer be valid if you’re working from home. This is something you’ll need to check with your current broker. You may need to upgrade your insurance.

Set up a separate bank account for your business. It doesn’t need to be an expensive ‘business’ account, it can be an ordinary current account. Either with your current bank or with a different provider.

Pay attention to cashflow

Starting up a new business can be hard, so any help financially can really make the difference. Don’t assume that people will pay on time every time.

  • Cut down your waiting time for payments by getting clients to agree payment terms at the start.
  • Don’t spend money now assuming that you’ll receive payment from your clients.
  • Plan your business expenditure so that you are not creating debt. And therefore not dependent upon customers paying on time.
  • Have more than one income stream – even if that means doing a part-time job while you get established.
  • If you’re having consistent problems with unpaid bills then consider joining the Federation of Small Businesses (around £200 a year) so that you can use their legal assistance to chase your debtors.

Create a realistic business plan

As the saying goes: if you fail to plan, you plan to fail. Therefore, even if you’re just setting up as a part-timer you need to give yourself a clear idea of your monthly costs and how much profit (or other income) you must generate to keep going.

Work out what your monthly sales need to be, factoring in costs like baking equipment, ingredients, delivery etc. Make yourself a chart for the next 12 months showing the growth in sales you can realistically generate and be clear on how you’ll generate those new customers.

It’s a tough thing to guess but just the action of thinking it through will provide you with earnings goals and points to consider as you run your business.

Networking is vital

The more you’re out touting for work, the more work you’re likely get. With the internet it’s possible to meet people without leaving your home.

Join online networking groups and forums and start giving useful advice on areas directly relevant to your business. This raises your profile in a positive way. But don’t spend too much time on it, allocate a certain amount of time a week and stick to that.

A simple way to get some repeat business is to get some business cards printed. If you’re making cakes, you could then advertise the fact that you bake to order for parties and events. Pop into local cafes and coffee shops (not the chain outlets), hand them your card and make your services known. Maybe even provide them with a few samples. Make sure you take your business cards wherever you go. You can meet interesting and potentially useful people anywhere.

Give people what they want

Don’t make the mistake of being blinkered about what you want to produce and sell. You have to be very aware of what your potential and existing customers want to spend money on. Not just what you think they want because it’s easier for you.

Speak to potential customers, both before you start up the business and as an ongoing habit. Take them to lunch, pick their brains, ask them what they want and enjoy.

Keep a realistic perspective of what’s selling as your business develops. Is there a sideline product or service that’s very popular and takes less effort than the main offering? If so, focus more effort on it. Be honest with yourself about what works, what doesn’t. If you have to make enough to pay the rent, then you need to be brutally honest about the success or failure of products pretty quickly.

KEY TAKEAWAYS:

✅ Flexible work, but make sure you have a strong marketing plan in place

✅ Some startup funds will be needed for ingredients and equipment

✅ Do some market research on where to sell, such as boot sales and local markets

✅ Speak to potential clients to find out what they’d want from a baker

 

What you need to start

MoneyMagpie_Food-Hygiene - Make money baking

Food safety and hygiene

The first thing you should do is research the food safety standards. Legislation says that all food businesses must register their kitchens with their local authority unless they operate on a “casual and limited” basis.

If you’re simply selling once in a blue moon at a car boot sale or market then you don’t need to worry. However, if you are planning on making an income in this way, contact your local council and ask them what the rules are in your area. Laws vary depending on where you live. For example, in some places you will need to become a registered trader, even if you only sell your food once every couple of months.

Be aware that if you’re regularly selling food produce, you may need to need to take a course in food hygiene. You can do this over the internet and it’ll cost you around £15. The course is mostly just common sense so it’s reasonably easy to complete.

Work out your costs

If you want to make money baking, you need to do some basic costings. It doesn’t have to be complicated. You’ll need to take into consideration:

  • How much ingredients cost
  • Cost of the sale location fee (car boot sale/farmers market fee) if there is one
  • Average cost of travel to the location
  • Cost of the food packaging (keep it simple to start with, clingfilm will do in most cases)
  • Initial cost of food hygiene training (if you’re planning on regular sales)
  • Cost of labels/general stationery/invoicing pads
  • Extra cost of gas or electricity for your oven

Once you’ve worked out how much all of this is, you should be able to work out how much you’ll need to sell to make a profit.

While you do your research, you should be taking note of how much other stallholders sell their cakes and foods for. This gives you a rough idea of how much you can reasonably expect to charge.

You don’t have to be qualified to sell cakes, but there are hundreds of baking/cake decorating courses you can go on which are likely to benefit the quality of your products.

 

Finding the right location

Try out a stall at a car boot sale first, because it won’t cost much to set up. You can find your nearest car boot sale on Carbootjunction. Once you’re more established, you might consider going a little more upmarket. Although if you have cracked the car boot market, you could also simply increase the number of cakes you take with you. Letting your business grow that way.

To set up a stall at a farmers’ market, you need to find one local to you. You can do this by searching Facebook or the Local Foods website for your nearest market.

Chocolate Cake - Make money baking

 

Consider Small Events and Community Groups

One of your best marketing strategies is word of mouth. And the best way to do that is to offer some at-cost catering of cakes to local events and community groups. Check out local businesses, too: if they’re running a late-night shopping event or a special preview, offer to make their customers even happier with some tasty treats.

Make a point to reach out to PR firms, too. When they have a product launch, in-person talk, or even book launch, offer branded cakes for their guests. Spending money to make money is the name of the game – but it can provide a huge payoff if you target your market just right.

Community groups often have no money – but they DO have people. And those people often have jobs, and those jobs will run events, celebrate birthdays, have cake sales… word of mouth is the best marketing you can get!

Keep on top of your finances

  • Put money aside for your forthcoming tax bill.
  • If you can, speak to an accountant about how much you should put aside for tax. A good rule of thumb is to put aside 40% of profits (at first, put aside 40% of everything you take and that will provide a useful buffer). Remember that you’re only taxed on profits, so keep accurate accounts for your expenses like ingredients, stall costs, and marketing to keep your tax bill lower.
  • If you’re just starting up, you probably won’t have to pay VAT.
  • Keep good records of your incoming and outgoing revenues, your receipts and other related information. Again if you speak to an accountant they will give you guidance on what files to keep, how to organise them and what to do to keep your accountancy bills down.
  • Accountants too expensive? Though a good accountant is invaluable, you don’t necessarily need one when you’re first starting out. Plenty of people do their own accounts on paper or using an Excel spreadsheet. Making Tax Digital does mean that small business owners will soon have to switch to electronic accounting though, so it could be worth getting started in the way you mean to go on – business bank accounts like Natwest include free access to FreeAgent or similar integrated accounting software which helps keep accurate accounts.

HOW TO GET STARTED

✅ Get your Food Safety certification

✅ Create a realistic budget and work out what you will need to charge

✅ Find a good place to start testing selling your cakes, like community groups and markets

✅ Keep track of your finances from Day One and keep accurate records

How to come up with ideas

It’s a crowded market so how do you make sure people want your cakes?

The cake business has been around for longer than anyone can remember and in recent years the market has become very crowded. It’s important that you create and sell things people will want to buy. Chances are somebody will already have the best butter cream filling or the tastiest frosted cupcakes. How are you going to make sure you stand out from your competitors?  Think outside the box. Take a trip to your local car boot sale or farmers’ market and look for which food stalls are the busiest. If it seems like jam is the ‘in-thing’ and there aren’t that many stalls that sell it, you’ve found your product: jam filled cakes.

If you’re at a car boot and there aren’t any stalls selling food then it’s a good idea to take a look at the people that are there. Are they the sort who would prefer to buy upmarket, fancy, homemade produce or a couple of 20p fairy buns to nibble on? Make the kind of cakes and sweets you think you could sell easily.

You can also ask your family and friends what they’d like. Try to ask a wide range of people and see if you come out with any unanimous decisions. Also, speak to any cake sellers you see at fairs and markets and ask them which cakes sell best.

Experiment

Once you’ve got a good idea of the kind of people you’re going to be selling to, it’s time to get your product sorted. You’ll need to come up with a range of different products to make this work. If you’re selling cake, try out different methods, ingredients, flavours and fillings. With sweets, test out different recipes. You could try focusing on one area, like chocolate, fudge or maybe even health food.

Get your friends and family to try all your samples out and find out which are the most popular choices. They’ll likely be more than willing to help. It’s worth knowing that at farmers’ markets, you’re not likely to sell much unless you use local, organic ingredients. People who go to these events look for traditional homemade foods and one of the pros of shopping for food at a farmers’ market is that you’re able to ask the stallholder precisely where the food is from and how it was made.

Stallholders at farmers’ markets should be prepared to give honest, credible answers to customers. So factor these more expensive ingredients into your budget. Remember that people are usually willing to pay for high quality.

Presentation

Presentation is important, particularly if you sell at an upmarket venue. Consider your customers: are they going to want something ‘cheap and cheerful’, or posh-looking homemade produce? Funnily enough, some of the more expensive jams and cakes have ‘the rustic look’: you could find yourself charging a lot for produce which looks especially homely.

Packaging can affect your sales in a big way. Ribbon is cheap if you buy in bulk from a haberdashery store, and can neaten up any edges around your cakes. If you’re selling jams it’s worth getting some fancy labels printed, or spending some time decorating your own. You could experiment with themed packaging around holidays like Easter and Christmas, and for days like Valentine’s Day and Halloween

Whatever you use to package your products, it’s important to remember that you’re dealing with food. This means that you are limited to certain types of packaging depending on what food you’re selling.

 

Creating hampers

Everyone loves hampers – particularly at special seasons or occasions like birthdays. Big stores like Harrods and M&S do a roaring trade in them – have a look at their hampers to give yourself ideas of what to put in yours. Actually making the hamper can cost very little and the goodies inside can be made at home to bring down costs. However, the selling price can be as high as you like, so this is an amazing potential earner if you get it right.

Seasonal hampers

Seasonal hampers can be best sellers if you do them right. Easter and Christmas will be the best time to make seasonal hampers. Everyone likes a Santa-shaped cake or Easter bunny cookie.

Hamper presentation

It’s important to remember that these hampers or baskets are meant as gifts. So they should look as gorgeous as possible. If a customer is not wowed by the first hamper you supply, they are far less likely to buy from you again.

The key to decorating baskets effectively and cheaply is to keep it simple. Place some shredded paper in the bottom of the hamper to protect your goods. Then arrange your items so they’re all facing the same way, looking up at the buyer.

If you want to add a little more luxury you could tie a ribbon around the hamper. Or you could drop a few foiled chocolates to cover empty space. Simplicity is the key for decoration of hampers.

To add touches of Easter arrange a few decoration chicks in the hamper or a few false flowers. You could also paint eggs and use them to add colour to your basket. At Christmas add some tinsel and a few red or green bow.

 

How much should you charge for a hamper?

To work out how to price your hamper, there are a few things you need to take into consideration.

The first and most obvious is how much it costs to make. This includes the items inside the hamper, the basket itself, the decorations. And finally the costs for the delivery, if relevant.

The second cost is your time: how long does it take to make a hamper? Consider how much you would like to pay yourself an hour and incorporate this into the costs.

Once you have a good idea of how much each hamper costs to make and distribute in total, you can decide how much you are going to mark the price up. Other factors to consider are the quality of your hamper, and what you think the market will bear. Remember that if the price is too high then customers will use one of your rivals, so be competitive without selling yourself short.

For more ideas about how to present and sell hampers see our article here.

KEY TAKEAWAYS:

✅ Hampers are best when offered in different size options

✅ They make great gifts all year around but consider seasonal ones too

✅ Good presentation is vital

✅ Price to sell but don’t undercharge: you need to make a profit!

Seasonal baking

Seasonal cakes and cupcakes are also very popular. The safest thing is to go for very simple, cheap cake and biscuit recipes that you can decorate to look really special. Think about sponge cakes, madeiras, shortbread biscuits, gingerbread etc. None of these cost too much to make. With a little extra spent on the icing and decoration, though, you could charge three or four times the cost of making them.

Make money from Easter - Make money baking

Easter cakes

At Easter you can offer baskets with cakes such as simnel cake, hot cross buns, nest cakes or Easter biscuits. There are many recipes on the internet and in cook books available at your local book store. The BBC Food website has easy-to-follow hot cross bun, Easter biscuit and simnel cake recipes.

To find out how to make chocolate nest cakes visit cakebaker.co.uk. Another particularly good collection of Easter cake recipes can be found here.

Christmas baking ideas

Christmas cakes can come in all different shapes and sizes. A Snowman topped with a delicious layer of snowy buttercream icing. A Christmas tree with green icing and hundred and thousands for decorations. Or something more traditional like a rounded fruit cake. Fruit cakes are very seasonal but they cost a lot to make. Will you be able to make enough of a profit on them?  Whichever way you choose to go, make sure you’re original.

Biscuits are also great for Christmas. Buy a cutter set and make biscuits in the shape of trees and snowflakes, then add some colourful icing and a few silver balls. You could put your biscuits in a simple see through bags with a nice ribbon so they can hang from the tree. This way they can act as a decoration as well as a tasty Christmas treat.

Birthday cakes

Birthday cakes are great because people have birthdays all year round so there is sure to be a demand for your services if your price is right. With birthday cakes people will usually ask for a specific cake, maybe a Spider-Man cake or in the shape of a number.

This is a great time to experiment with food colouring, icing options and build up your portfolio. If someone asks for something you don’t think you can handle, though, don’t take it on just because they are offering you their money. Make sure you have the skills to create what your customer is asking for.

Special occasions

There are so many special occasions that could be used as an opportunity to offer your baking services, including baby showers, retirement parties, graduations, weddings and many more.

 

Finally, remember to have fun…

Running a business should be creative, satisfying and enjoyable. It’s a chance to express yourself, meet interesting and creative people, and potentially make a lot of money. So enjoy the process of being in business. And make the most of the good times.

When you get a big contract or when you complete a difficult task remember to celebrate!

To inspire you to get started with your baking business we have two real life case studies of how you can turn your hobby into a fully functioning money-making business. Both case studies were self-taught bakers! See below:

KEY TAKEAWAYS:

✅ Choose a couple of major seasonal events like Easter and Christmas to sell themed baked goods

✅ Birthday cakes always do well – remember to promote to local businesses to give cakes to their staff

✅ Have fun with your work!

Case study: Whitney Hurst – Lazy Day Cakes

Whitney Hurst started selling cakes from her kitchen in 2012. Before she knew it she had a load of orders and decided to set up her own shop, Lazy Day Cakes. Recently she decided to sell up to pursue her dream of becoming a midwife. Below Whitney tells us about her success and experience of selling cakes.

When and why did you start selling cakes?

“In 2012 I fractured my spine in a gym accident. After months being bedbound and unable to work I was finally able to shuffle round my kitchen and that’s when I started baking. I had made my kids birthday cakes in the past but I got started on cupcakes. I was making 30+ a day and that’s when I decided to make a website to see what happened. Amazingly within a few days I had orders.”

What was your first professional baking job?

“I started by going to craft fairs and ladies’ nights. It didn’t take long to realise that ladies love cakes but also are very conscious of them being a treat so I came up with a new recipe that reduced the fat content if the cakes by 50% that’s when things started to go mental.”

How did you go about promoting yourself in the wider community?

“My only form of advertising was Facebook. I just put up lots and lots of pictures and that’s when the word started to spread. I was very lucky because people not only liked the look of the cakes but the taste was a win too. Quite often with cupcakes they look great but the taste isn’t always up to scratch.”

How long did it take to get you established?

“It took probably six months of events such as craft fairs before we started getting recognised.”

Did you initially work from home and then go on to get a shop?

“I did the cakes from home for 12 months doing the craft fairs, farmers’ markets and ladies’ nights. In June 2013, I opened the first shop where I had just four tables and a serving counter.  I was still baking everything at home and transporting the cakes to the shop daily. In October 2013, I moved into a shop three times the size where I had a full bakery and a much larger cafe area.”

Did you have any professional training?

“No. I am totally self-taught.”

How did you set yourself apart from similar businesses around your area?

“There were two other local business that were similar. What made us different was that having four kids we were so child-friendly that people with kids wanted to come just so that they didn’t have to worry about messy children. Our workshops and parties were priced reasonably because the rent overheads were relatively low. The other business that offered just workshops was really expensive because of its city centre location, and the other just did parties whereas we did both and had a tearoom.”

Why did you end up selling?

“I wanted to pursue my passion of becoming a midwife and now that I have the support from my fiancé Ian, to go back to university I decided to enroll. I decided juggling the business and my studies wasn’t a possibility and closing the shop wasn’t really an option – considering how successful it was – so I decided to sell.”

Whitney’s advice to those wanting to make baking a full time career…

“My advice to anyone wanting to set up a cake business is trust your abilities. It’s very difficult to compete with supermarket prices but they’re full of chemicals and made in machines. Don’t sell yourself short, work out how much the ingredients cost, how long it’ll take you to make the cake and add your time and at least minimum wage.”

 

Case study: Tarek Malouf –  The Hummingbird Bakery

Tarek Malouf was working at ABC News in London before he decided to start a bakery business in 2002. Following two years of researching and testing recipes, his first bakery opened its doors for business in early 2004. Below Tarek tells us about his journey to success and future plans for expansion.

When and why did you start selling cakes? 

“The idea of setting up a bakery came to me in early 2002. I was visiting a relative in North Carolina who took me to several traditional American bakeries that served pies and homemade cakes. The smell of fresh baking in these places was amazing. During that time, my sister was living in New York, and we used to go and eat lots of cupcakes and traditional American goodies every time I’d visit her. Taste buds awoken, it was then that I realised I wanted to open my own bakery in London so that people here could enjoy the authentic taste of American baking.”

How did you go about promoting yourself in the wider community?

“Our launch was not promoted in any way. I tried to choose a location for my first branch that had plenty of American expats living close by, as well as a lot of passing foot-traffic. I thought that if we could attract the Americans wanting a taste of home, then we’d start off with a decent customer base. This worked – a very large proportion of our initial customers were American. And after we opened the doors and let the smells of fresh baking waft out onto the street we soon started selling cupcakes to everyone who walked by.”

What was your first professional baking job?

“Prior to first opening The Hummingbird Bakery, I spent two years testing and refining countless recipes in my kitchen at home. Other than this, however, I had no real baking experience. I’d grown up with a great appreciation for the delights of American baking so I did at least have a very clear idea of how I wanted The Hummingbird Bakery’s products to taste. So really, my first professional baking job was in my Notting Hill branch.”

How long did it take to get you established?

“Prior to opening my first bakery, I did do a couple of private cake commissions for friends but this was in no way how I launched. Having fitted out, equipped and opened the doors to my first branch, the business got itself established very quickly. Within a few weeks of launching, word quickly got around that we were baking delicious cakes and business began to grow rapidly.”

Did you have any professional training?

“I have no professional training in baking other than that which I’ve gained from working in my own bakery.”

How did you set yourself apart from similar businesses around your area?

“Initially, we were in the fortunate position of being able to get the business off the ground with no real competitors – there certainly wasn’t anywhere else in London that specialised in quality American baking. Of course, as soon as cupcakes caught on, other cupcake bakeries did quickly pop-up. We have always differentiated ourselves on the quality and authenticity of our products. Another thing we do is bake on site at each of our branches throughout the day to ensure the complete freshness of our products. We also only source quality ingredients – real butter, jams and preserves from Tiptree, free range British eggs, cream cheese from Philadelphia and so on.”

What does the future hold?

“I plan to grow the business here in UK by opening further branches within and around London. I’m also looking at opportunities to open branches in other UK cities. We have franchise partners in the Middle East who have already launched three Hummingbird Bakery branches in Dubai.”

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Thursday, 10 September 2026

Looking for a Work-From-Home Side Hustle? The Truth About Viral Pen and Craft Assembly Jobs

Social media adverts claim you can make extra money assembling decorative pens and crafts from your sofa. We investigate whether these work-from-home side hustles are genuine, reveal the warning signs and suggest safer ways to earn.

The idea of a flexible side hustle you can do from home is understandably appealing. Whether you need extra money around another job, want work that fits around childcare or simply cannot commit to a regular commute, assembling and packing small products can look like an easy answer.

That may explain why adverts claiming people can get paid to assemble decorative pens and crafts at home are attracting attention on TikTok, Facebook and Instagram.

The videos show people fitting colourful beads, charms and pen components together before carefully packaging the finished products. Some suggest that materials will be sent to your home and that you will receive money for every completed item.

It looks like the perfect home-based job: no commute, no experience and the freedom to work whenever you have time. However, anyone looking for a work-from-home side hustle needs to proceed carefully.

MoneyMagpie’s finding: Genuine packing, assembly and piecework jobs exist, but we could not verify a reputable nationwide UK employer currently recruiting people through social media to assemble decorative pens and small crafts at home in the way these adverts suggest.

Some videos show legitimate small-business owners packing products they have sold themselves. Others may lead to schemes that make money from selling starter kits rather than paying workers. More concerning versions can expose jobseekers to advance-fee fraud, identity theft or parcel mule scams.

What are the pen and craft adverts offering?

The wording varies, but these adverts commonly appear to promise work involving:

  • Assembling decorative pens
  • Adding beads, charms or embellishments
  • Making small handicraft products
  • Packaging completed items
  • Preparing products for online shop orders
  • Receiving craft materials through the post
  • Being paid for every finished item

Some use phrases such as “handicraft assembly”, “product assembly from home” or “home packing work”. “Pens”, “crafts”, “handicrafts” and “assembly work” are more accurate than calling the products “trinkets”.

The distinction the videos may not explain

  1. A small-business owner makes and packs products they have sold.
  2. An employee is paid by an established business to assemble or pack its products.
  3. A social media advertiser recruits strangers to receive materials, assemble products or redirect parcels from home.

The first two can be legitimate. The third requires considerable caution.

Many satisfying “make an order with me” or “pack an order with me” videos are created by independent sellers. They earn money by selling pens, stationery, jewellery, keyrings and other products. They are not necessarily being paid by another company simply to assemble them.

Why work-from-home side-hustle adverts are so convincing

These offers appeal directly to people who need genuinely flexible ways to earn, including parents, carers, disabled people, students, pensioners and employees looking for additional income.

The videos also make the work appear calm, creative and satisfying. Colourful materials, neat packaging and on-screen earnings can make the opportunity feel both enjoyable and profitable.

Before assuming it is a paid job, consider what the video could be showing

  • A seller packing orders for their own business
  • A creator promoting supplies through affiliate links
  • Someone selling a course or starter kit
  • Entertainment content rather than a vacancy
  • An earning claim that has not been independently verified
  • A route into a bogus job or task platform

Always establish where the advertised income comes from. Selling a finished product to a customer is very different from being paid to assemble somebody else’s products.

Yes. UK employment law recognises workers paid according to the number of items they produce or tasks they complete. This is known as output work or piecework.

Eligible workers must receive either the minimum wage for every hour worked or a properly calculated “fair rate” for each task. A fair rate must be based on how quickly an average worker performs the task, and the employer should provide written information explaining the calculation.

Minimum wage rates from 1 April 2026

  • £12.71 an hour for workers aged 21 and over
  • £10.85 an hour for workers aged 18 to 20
  • £8 an hour for workers under 18
  • £8 an hour for eligible apprentices

Check the latest figures through Acas and the government’s rules for work paid by the task or piece.

Minimum wage protection depends on employment status. Someone genuinely running an independent business is treated differently from a worker who has simply been labelled “self-employed” by an employer.

What should a genuine offer include?

  • The employer’s full legal name, address and official email
  • A written job description and contract or statement of terms
  • Confirmation of your employment status
  • The pay rate, calculation and payment dates
  • Details of who supplies and owns the materials
  • Arrangements for collecting completed products
  • Rules covering damaged or rejected items
  • Confirmation that you do not have to pay to access the work

Nine warning signs that a pen or craft job may not be genuine

1. You must buy a starter kit

The advertiser might ask you to buy pen components, beads, tools or packaging before starting. The paid work may never appear, or the scheme may profit from repeatedly selling supplies rather than buying completed products. A real employer will normally supply the materials needed for its work.

2. You have to pay a registration or security fee

Be suspicious of registration, training, insurance, activation, deposit or membership charges. Real wages should flow from employer to worker. Employment agencies are generally prohibited from charging work-seekers for finding them a job. Read the GOV.UK agency rules.

3. The pay sounds exceptionally high

Claims that beginners can make hundreds of pounds a day assembling simple items deserve scepticism. Ask why a business would pay an unusually high rate for a task it could arrange more efficiently through its own staff or a fulfilment company.

4. Everything moves to WhatsApp or Telegram

A messaging app does not prove fraud, but be wary if an unsolicited advert immediately sends you to a private chat. Warning signs include disappearing messages, several administrator identities, urgency and refusal to use an official business email.

5. Earnings appear on an unfamiliar website or app

Task scams may display invented earnings and then demand a deposit, tax charge, upgrade or payment to correct a negative balance before withdrawal. Never pay money to release supposed wages.

6. You are promised a large return for almost no work

Calculate the implied hourly rate. If an advert promises £200 for two hours of elementary assembly, ask why an employer would pay £100 an hour for a task requiring no qualifications or specialist equipment.

7. Parcels arrive in somebody else’s name

This could be a parcel mule or reshipping scam. The products may have been bought using stolen payment details. Never redirect unexplained goods on an unverified stranger’s instructions. See official information about recruitment scams.

8. The company’s identity does not add up

Check Companies House, but remember that registration does not prove the advert is genuine. Fraudsters can impersonate real companies. Find the official website independently and ask the company whether the vacancy and recruiter are real.

9. Personal information is requested too early

Do not provide banking logins, card details, passwords, security codes or excessive identity documents simply to learn about a vacancy. Never let a supposed employer use your bank account to receive or redistribute money.

Never do these things for a “side hustle”

  • Pay money to unlock a job or withdraw earnings
  • Receive or move money for somebody else
  • Forward unexplained parcels
  • Download an unofficial app
  • Share a banking password or one-time security code

Real work-from-home side hustles and safer alternatives

None of the following guarantees income, and self-employed work may involve tax, insurance and record-keeping responsibilities. However, these routes are more transparent than responding to an unidentified social media recruiter.

Apply for legitimate assembly and packing jobs

Warehouses, retailers, manufacturers, pharmacies and ecommerce businesses employ people to prepare products for dispatch. Search terms include “picker packer”, “assembly operative”, “packing assistant”, “production assistant”, “order fulfilment” and “ecommerce warehouse assistant”.

Use the employer’s official careers website or the government’s free Find a Job service. Most genuine roles of this kind take place at business premises rather than in somebody’s spare room.

Contact established local craft businesses

Stationers, gift shops, jewellers, candle companies and personalised-product businesses may need temporary help during busy seasons. Contact them through an official website or established premises and agree the hours, pay and responsibilities in writing.

Offer freelance packing support

An experienced organiser or ecommerce assistant could offer fulfilment help to a known local seller. Agree the rate, packaging and postage costs, stock records, responsibility for damage, data protection and invoice dates in writing. Check that your insurance covers stock kept at home.

Make and sell your own products

You could make pens, keyrings, bookmarks, jewellery or other crafts for sale through a suitable marketplace, at craft fairs or on your own website. This is what many genuine packing videos show, but it is running a business, not being paid simply to assemble items.

Calculate components, packaging, platform fees, postage, refunds, marketing and your time before buying stock. Test a small batch rather than purchasing hundreds of items because a creator says they are profitable.

Provide ecommerce support from home

Real online sellers may need remote help with product descriptions, stock records, customer enquiries or postage administration. Verify the client, agree your price and never allow a business to use your bank account to process its payments or refunds.

Sell a skill instead of buying a kit

Other potential side hustles include virtual assistance, proofreading, tutoring, pet sitting, alterations, gift wrapping, product photography or social media support for local businesses. Start with skills you already have and remain alert to fake clients.

Five rules for choosing a work-from-home side hustle

  1. Do not pay to access a job.
  2. Calculate the real hourly return, including admin and costs.
  3. Verify the person or company paying you.
  4. Start small before buying stock.
  5. Protect your identity and bank account.

Check the tax position

If you make or buy products specifically to sell for profit, HMRC is likely to consider you to be trading.

The UK trading allowance can cover up to £1,000 of gross trading income per tax year, subject to its conditions. This is income before expenses, not simply the profit remaining after material costs.

Selling your own unwanted possessions is usually treated differently from regularly making or purchasing goods for resale. Check HMRC’s guidance on selling through a digital platform and the trading allowance. Keep records of sales, fees, supplies, packaging and postage.

A 60-second legitimacy check

  • Can I identify the legal employer?
  • Is the vacancy on its official website?
  • Have I contacted the company independently?
  • Is there a written job description and pay rate?
  • Does the arrangement comply with minimum wage rules?
  • Am I being asked to buy supplies from the recruiter?
  • Do I have to pay a registration or withdrawal fee?
  • Will parcels arrive in somebody else’s name?
  • Am I being rushed onto WhatsApp or Telegram?
  • Can the business explain why the work must be done at home?

What to do if you have already responded

Stop communicating and do not send any more money. If you supplied financial information, contact your bank immediately using the number on its official website or your card. You can also dial 159 to reach participating UK banks securely.

Change reused passwords and activate two-factor authentication. In England, Wales and Northern Ireland, report fraud or attempted fraud through Report Fraud or call 0300 123 2040. In Scotland, contact Police Scotland on 101.

Forward suspicious texts free to 7726 and scam emails to report@phishing.gov.uk. See the government’s reporting guidance. Do not forward, sell or use unexplained goods delivered to your address.

Frequently asked questions

Can you genuinely get paid to assemble pens at home?

Genuine home-based piecework can exist, but we could not verify a reputable nationwide UK employer recruiting through social media for the viral pen-assembly opportunity. Verify the employer and written terms before accepting anything.

Should I pay for a craft assembly starter kit?

Do not pay for a kit merely to access promised employment. Buying supplies for your own independently planned craft business is different, but sales and earnings are never guaranteed.

Are packing jobs from home legitimate?

Some home-based packing arrangements may be genuine, but most established packing vacancies are based at business or warehouse premises. Avoid any role requiring you to redirect unexplained parcels.

Do pieceworkers receive the minimum wage?

Eligible UK workers paid per task or item are generally entitled to minimum wage protection through hourly pay or a properly calculated fair piece rate. Employment status affects individual rights.

Do I have to pay tax on a craft side hustle?

If you make or buy goods to sell for profit, you may be trading. HMRC’s trading allowance can cover up to £1,000 of gross trading income per tax year, subject to its rules.

The MoneyMagpie verdict

People searching for flexible work or a way to earn from home deserve clear information, not exaggerated income claims and vague recruitment promises.

It is possible to make money assembling and packing products. However, the most realistic options are working for a verified employer, providing an agreed service to a genuine small business or selling products through your own properly managed venture.

The viral pen and craft videos often blur these arrangements. Someone packing dozens of colourful orders may be a successful shop owner, but that does not mean a company featured in an advert will pay viewers to perform the same task.

Walk away if you are asked to pay an activation fee, buy a compulsory starter pack, move money through your account or redirect unexplained parcels. A legitimate side hustle should leave you better off, not require you to risk your savings or identity before earning anything.

Editorial verification: Employment, minimum wage, tax and fraud-reporting information checked against current GOV.UK, Acas, HMRC and Report Fraud guidance on 9 September 2026. No individual advertiser has been labelled fraudulent without an official finding.

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Wednesday, 26 August 2026

Grandparents doing the school run could boost their State Pension by £359 a year

As children return to school, grandparents helping with drop-offs, pick-ups and after-school care are being urged to check whether they can claim a little-known National Insurance credit.

Quick answer: Grandparents below State Pension age who care for a grandchild under 12 may be able to claim Specified Adult Childcare National Insurance credits. A full qualifying year could add around £359 a year to someone’s State Pension at current rates, although the actual benefit depends on their National Insurance record.

The new school term does not just mean fresh uniforms, packed lunches and an alarming number of missing PE socks.

For many families, it also means grandparents stepping in to cover school runs, after-school care and the awkward gap between the final bell and the end of the working day.

This support can save parents hundreds or even thousands of pounds in childcare costs. However, grandparents may be able to get something valuable in return, particularly if helping the family has left gaps in their National Insurance record.

Before September arrives, families should check the financial support available, agree how the school-run arrangement will work and make sure everyone understands the rules.

Getting ready for September? Read our complete back-to-school money guide, including practical help for parents worried about the cost of the new term.

The little-known pension boost for grandparents

Grandparents who look after a grandchild under 12 may be able to claim Specified Adult Childcare National Insurance credits.

These are not a cash payment and grandparents are not paid directly for doing the school run. Instead, the credits can fill gaps in their National Insurance record and potentially increase the State Pension they eventually receive.

The credits can be particularly useful for a grandparent who:

  • Has reduced their working hours to provide childcare
  • Has temporarily stopped working
  • Earns too little to pay National Insurance
  • Has gaps in their National Insurance record
  • Is not already receiving another qualifying National Insurance credit

You do not have to provide full-time childcare. Regular school runs, after-school care or helping during school holidays may count. HMRC says a Class 3 credit can be awarded for each week, or part of a week, in which eligible care was provided.

Who can claim grandparents’ childcare credits?

A grandparent or another eligible family member can apply if:

  • They cared for a related child under the age of 12
  • They were aged 16 or over but below State Pension age when the care was provided
  • They were ordinarily resident in the UK, excluding the Channel Islands and Isle of Man
  • The child’s parent or main carer claimed Child Benefit
  • The parent did not need the attached National Insurance credit themselves
  • The parent agrees to the credit being transferred

The scheme is not limited to grandparents. Other eligible relatives can include great-grandparents, adult siblings, aunts, uncles and certain relatives of the parent’s spouse or partner.

How could one year be worth around £359?

The full new State Pension is £241.30 a week in the 2026/27 tax year. Under the new State Pension system, one additional qualifying year will commonly add around one thirty-fifth of the full rate.

That is approximately £6.89 a week, or just over £358 a year. Over a retirement lasting 20 years, that could add up to more than £7,000 before future State Pension increases are considered.

However, this is not a guaranteed payment. The amount will depend on the grandparent’s individual National Insurance history, whether they were contracted out in the past and whether they are already on track to receive the full State Pension.

Check before claiming: Grandparents can use the government’s free State Pension forecast service to see their National Insurance history and whether filling a gap could improve their pension.

How are the credits transferred?

A parent claiming Child Benefit for a child under 12 normally receives an automatic National Insurance credit.

If the parent already builds a qualifying year through their own job or self-employment, they may not need that credit. It can potentially be transferred to the grandparent or another eligible relative who provided childcare so that the credit is not wasted.

The parent or main carer must agree to the transfer and provide their details on the application.

There is only one credit available for each Child Benefit claim, not one credit for every child. If two grandparents share the childcare, the parent will generally have to decide who should receive it.

However, if the grandparents care for grandchildren belonging to two different adult children, there may be two Child Benefit recipients and therefore two separate credits available.

When can grandparents apply?

Families must wait until 31 October after the end of the relevant tax year before applying. This allows HMRC to check whether the parent has already built a qualifying National Insurance year and can transfer the childcare credit.

For example, applications relating to care provided during the 2025/26 tax year can be made from 31 October 2026.

Claims may also be made retrospectively for eligible childcare provided as far back as 6 April 2011. Grandparents whose grandchildren are now teenagers may therefore still be able to fill old gaps in their National Insurance record.

Families can check the full rules and download the relevant form through the government’s Specified Adult Childcare credits service.

Important: The parent should not transfer the credit if they need it to complete their own National Insurance year. Both the parent and grandparent should check their records first.

Can parents pay a grandparent for childcare?

Parents can make a private arrangement with a grandparent and may choose to cover petrol, food, days out or other expenses. They can also agree to pay the grandparent for their time.

However, regular payments could count as taxable income. If a grandparent is being paid frequently, they should keep a record of what they receive and what they spend providing the childcare.

They may also need to tell HMRC if the arrangement becomes regular paid work or if their relevant trading income exceeds the tax-free trading allowance.

Additional earnings could affect means-tested support such as Universal Credit, Housing Benefit or Pension Credit, so grandparents receiving benefits should check before agreeing to regular payment.

Can Tax-Free Childcare be used to pay grandparents?

Parents cannot normally use Tax-Free Childcare to pay for an informal arrangement with a grandparent.

In England and Scotland, Tax-Free Childcare may generally be used to pay a relative only when that relative is a registered childminder and looks after the child somewhere other than the child’s own home.

A similar rule applies in Wales. Northern Ireland has its own childcare approval requirements and additional conditions can apply when the childcare provider is related to the child.

Informal care provided by a grandparent also does not qualify for England’s Free Childcare for Working Parents scheme.

Parents should use the government’s childcare support checker before attempting to claim Tax-Free Childcare or Universal Credit childcare costs for care provided by a relative.

Do grandparents need to register as childminders?

A grandparent looking after their own grandchildren under a private family arrangement will not normally need to register as a childminder.

The position can change if they begin looking after unrelated children for payment or start operating a wider childcare business. Registration requirements differ across England, Scotland, Wales and Northern Ireland.

Anyone planning to turn a family arrangement into paid childcare work should check the rules with their local authority or childcare regulator.

Do grandparents have parental responsibility?

Regularly looking after a grandchild does not automatically give a grandparent parental responsibility.

Parental responsibility includes important legal powers and duties, such as making decisions about a child’s education, consenting to medical treatment and applying for a passport.

A formal legal arrangement will not normally be needed for occasional school runs or after-school care. However, parents should give the school permission to release the child to the grandparent.

Schools may use collection lists, passwords or identification checks. Families should update these details before the first day of term rather than waiting until the first collection.

Grandparents must follow the car seat law

The driver is legally responsible for making sure a child under 14 is using the correct restraint.

Children must normally use an appropriate child car seat until they are either 12 years old or 135cm tall, whichever happens first. After that, they must use an adult seat belt.

A seat that fits correctly in a parent’s car may not be suitable for the grandparent’s vehicle. It should be checked and fitted before the first school run.

The full requirements and limited exceptions are set out in the government’s child car seat guidance.

Still buying uniform?

Before paying full price, see our updated guide to the cheapest school uniforms in the UK. It includes £5 supermarket bundles, second-hand options and ways to find free uniform locally.

What if the grandchild lives with the grandparent?

Grandparents who are bringing up a grandchild, rather than simply helping with childcare, may qualify for more substantial financial support.

Depending on the family’s circumstances, this could include:

  • Child Benefit
  • The child element of Universal Credit
  • Council Tax support
  • Disability benefits for the child
  • Carer’s Allowance or Carer Support Payment
  • Local authority kinship care support
  • Guardian’s Allowance in certain circumstances

Guardian’s Allowance is £22.95 a week in 2026/27 and is paid on top of Child Benefit. Eligibility is tightly defined, including circumstances where one or both parents have died.

Kinship care support varies depending on where the family lives, the child’s needs and whether the arrangement was made privately or through a local authority. Grandparents in this position should request a kinship care assessment and independent benefits advice.

Back-to-school checklist for grandparents

  • Ask the school to add the grandparent to its approved collection list
  • Share any collection password or identification requirements
  • Fit and check the correct car seat
  • Provide emergency contact numbers
  • Write down details of allergies, medication and medical conditions
  • Agree how petrol, food and other expenses will be covered
  • Keep a simple record of the weeks in which childcare is provided
  • Check whether Specified Adult Childcare credits could fill a pension gap

The MoneyMagpie verdict

Grandparents provide an enormous amount of unpaid childcare and often make it possible for parents to stay in work.

Specified Adult Childcare credits will not pay for the petrol, snacks or emergency stationery runs, but they could protect a grandparent’s National Insurance record and make a meaningful difference to their retirement income.

The important thing is to check. The credits are not awarded automatically, and families may be able to claim for eligible care provided in previous years.

Remember: These credits are designed to fill National Insurance gaps, not provide an immediate cash payment. Check both the parent’s and grandparent’s records before requesting a transfer.

Frequently asked questions

Can a grandparent claim for doing one school run a week?

Potentially, yes. HMRC states that eligible credits can be awarded for each week or part of a week in which care was provided. All the other eligibility conditions must still be met.

Are grandparents paid cash for looking after grandchildren?

There is no general government cash payment for informal grandparent childcare. Specified Adult Childcare credits protect the grandparent’s National Insurance record rather than providing money immediately.

Can grandparents claim after reaching State Pension age?

The grandparent must have been below State Pension age during the period when the childcare was provided. Someone who has since reached State Pension age may still be able to claim for an earlier eligible period.

How far back can grandparents claim childcare credits?

Eligible claims can potentially be made for childcare provided since 6 April 2011.

Can both grandparents claim for the same child?

Only one credit is available for each Child Benefit claim. If grandparents share the care, the Child Benefit recipient will normally need to decide who receives the available credit.

This article provides general information and does not constitute legal, tax, pension or financial advice. Childcare and kinship care rules can differ across the UK and according to individual circumstances. Rates and rules checked on 25 August 2026.

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