Monday, 28 April 2025

How to Give to Charity Without Spending a Penny

However much we might want to give to charity, often it’s just not possible to sign up and commit to a direct debit every month. 

So, how can we do good and help out charitable causes when we haven’t got that much money to spare ourselves? 

Luckily, there are a few ways you can incorporate helping out charities into your daily life, without having to spend money you don’t have. Here are just a few of them…

 

Donate via a cashback site

You might already use a cashback site – but if you don’t, ask a friend if they use one that they can send a referral link to. This means you both get some cash as an incentive when you sign up! TopCashBack, Swagbucks, and Quidco are popular choices. 

You can choose to keep your cashback earned from your purchases for yourself, or donate to charity – either some or all of it. This helps you give back without spending anything more than you would have anyway!

Give to charity online with charity cashback sites

The alternative to using a cashback site of your own is to use one that manages the donations on your behalf. EasyFundraising.org and Savoo are both great examples of websites that have been set up to make sure consumers don’t pay anything extra, but instead of giving you cashback, they donate their commission from your sale to a charity of your choice.

Savoo is a particular favourite, because it also has a wide range of discount codes and offers, which means you save money while also raising money for charity.

Remember to tick the Gift Aid box 

Never really been sure what Gift Aid is? It’s a nifty government scheme can help charities, with literally no effort from you at all. 

Gift Aid is a long-running government scheme that gives charities a basic 20% tax relief on whatever you’re donating to them, as long as you’re a UK taxpayer. The scheme has been in place for 30 years, and has gifted charities billions of pounds in that time. All you have to do is tick the Gift Aid box whenever you’re making a donation, sponsoring your neighbour to run that 5k, etc, to ensure Gift Aid is included. Easy! 

Gift Aid doesn’t cost you anything extra – but means the charity gets the tax relief on your donation. This puts more money in their pocket!

Give to charity by donating your stuff

Clear clutter and do good by donating your stuff to charity

You don’t need to be giving money to charity to be helping them out. Instead of throwing out that old chair or pair of jeans you’re bored of, or those kid’s shoes that don’t fit anymore, why not drop them off at your local charity shop instead? 

Of course, you can support charities by shopping in their high street stores too – books, DVDs, clothes and lots more will be significantly cheaper than they would be in other retail stores, and you’ll be doing a good deed in the process. Remember to hand your donation bag to a member of staff and ask for the Gift Aid form to make sure they get the most from your donations, too.

Play games online and give to charity 

Did you know you can raise money for charity just by playing games online? Turns out you can! 

Our favourite find is the Free Rice website, from the World Food Programme. For every correct answer, the site’s sponsors will send the cash equivalent of 10 grains of rice to the World Food Programme, who will funnel it into feeding those in need around the world. Spending time on your phone has never felt so worthy! 

The post How to Give to Charity Without Spending a Penny appeared first on MoneyMagpie.

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Sunday, 27 April 2025

How to make money while you’re on holiday

Unless you join the Navy or work for an airline, you will probably struggle to earn money while travelling.

Scrounging free flights and hotel stays is getting increasingly difficult in the post-lockdown, post-‘influencer’ world, and even professional travel writers now struggle to travel the world for free like they used to.

But there are still some ways to recoup the cost of your holiday, from renting out your home and driveway to looking after someone else’s pet while you sightsee.

Cut through the hype and discover what tips do and don’t work now, with our expert guide.

Continue Work on Holiday

OK, OK, so being on holiday means taking annual leave or time away from your freelance job. But if you can negotiate working at least a couple of days a week remotely while you’re away, you won’t eat into your leave days or holiday fund quite so much. With remote work so common in a post-Covid world, it is easier than ever to negotiate a longer holiday overall, if you can arrange to work remotely a few days a week.

Speak to your boss about how you could work while you’re away, and make sure clear boundaries are set about when you are working and when you are on holiday. If you are travelling to a country that has an office for your company or clients, consider offering to spend a day carrying out in-person meetings (and some smooth-tongued employees can even use this to ask for expenses towards air travel and a hotel for a portion of the trip).

Freelancers can usually work from anywhere, which means it’s easy to up sticks for a week or two without dipping into your savings too much. Working a couple of hours a day ensures the income continues to roll in, but you can take advantage of doing it by a beach or in a beautiful historic city! And remember, if you can tie your travel to work somehow, such as a research trip, some of your expenses can be offset on your Self Assessment.

Earn Money Renting Out Your Home 

Renting out your house out while you’re away is a simple – and pretty lucrative – way of recouping the cost of your holiday, especially if you live in a tourist hotspot.

Airbnb has obviously cornered the market in casual holiday lets, but there are a whole host of apps and websites out there that you can sign-up to, including Holiday Lettings, Vrbo, and Booking.com, all of which are quite easy to create and manage a listing on.

General rental sites like Spare Room or Monday to Friday are another good way of finding people who might want a full two weeks in a city, where, let’s face it, most Airbnb guests only want to stay for a day or three.

Which site is best?

Spare Room and Monday to Friday tenants are usually young adults or business people looking for a stopgap while they find more long-term accommodation. Sites like Booking.com and Air BnB let you list for short-term lets, which can give you more cash if you’re going away at a peak time.

There are just a few legalities to check before letting out your home, like whether you need to up your insurance. Airbnb, for instance, covers you for up to $1m in insurance, but your own home insurance provider may also need you to pay a small fee to include renters to your policy.

If you have a mortgage, you need to check if it’s okay with them too, as not all lenders allow you to offer your home out for short-term lets.

Home Swap

If you don’t want to rent out your home – or doing so would mean expensive changes to your insurance policy – you could consider a home swap with a friend or vetted person, instead. This is where you switch homes for the period of time: you live in their house, they live in yours. This was made popular with the Christmas film, The Holiday with Kate Winslet and Cameron Diaz. We can’t guarantee you’ll find the love of your life, but you might discover a cheap way to regularly visit a place that you love!

There are completely free home swap services, but going through an agency like HomeExchange with a small annual fee means you will have additional protection insurance and other support as part of your membership. Home swaps save you so much money on travel, it can be a way to explore the world on a limited budget – so paying an agency fee, where people are vetted to join, can be well worth it.

 

Rent Out Your Drive 

If your mortgage broker doesn’t allow you to let you rent out your house, or maybe you just don’t fancy having someone else stay in your home while you’re not there, you could always rent out your empty driveway instead.

Having a car on your drive will also do more to keep away would-be burglars than that hall lamp on a time switch ever could! You can also make a fair whack by simply letting someone else park on your property for a week or two. Again, the amount you could earn depends on where you live – if you’re live in a big city or near a major sporting venue, like Wimbledon or Aintree where parking is a major problem during certain weeks of the year, your drive will obviously be more in-demand than if you live on Dartmoor.

There are loads of companies that specialise in driveway rentals, including JustPark.com, ParkOnMyDrive.com, Stashbee.com and YourParkingSpace.co.uk. You’ll also find people listings their driveways on Gumtree, Facebook and other less-specialist sites, so it’s worth checking on those too to see if you could earn more by advertising on one of them.

Setting up an account only takes a minute or so, and the sites then either take a small cut from you, the leaser, or, in the case of JustPark.com, add an extra commission on to bill which the person renting your drive pays.

How much can I charge to rent out my drive?

The three cities most in-demand by space-shy parkers are London, Edinburgh and Brighton, where parking near the centre typically goes from £15 a day (if you exclude the chancers charging £50+). Even in the suburbs, the going-rate starts from £10 a day in Brighton, rising the closer you live to bus routes.

It may not sound a huge amount, but added up over a fortnight, you could (conservatively) look to make between £70 and £135 renting out your parking space – and that’s assuming you list at the very bottom of the market. Most of those drives are not in the most in-demand parts of Brighton, like near the beach or station.

It’s a similar story with other touristy cities like York, where city centre parking has just rocketed in April 2025, to a whopping £4.85 an hour in city car parks (up from 80p an hour just a month before!).

Will I earn more in other cities?

If you’re lucky enough to live in central London, Edinburgh, or York, your drive will pay for more than a few Magnums. You can easily make £20+ a day for each parking space. If you’ve a double drive or double garage, you’re looking at £40+ a day – which adds up to £560 in revenue during your two-week trip away. Have space for three cars? You could earn £840 to put towards your spending money.

Obviously, you will need to check with your home insurance provider to ensure that renting out your driveway or garage doesn’t affect your policy, and any extra cash you make over £1000 in a year must be declared to HMRC on your tax return.

Can I Make Money Pet Sitting?

As well as renting out your own house/drive to make some money, you could try getting paid to stay in the place you’re staying – or, at the very least, stay there for free. Most people don’t pay for house sitting anymore – unless you’re required to also look after pets.

The obvious way to do this is by offering your services as a house sitter. Not everyone can get a house swap, such as those who rent their homes rather than own them, but you can still register on a house sitting site to stay in someone’s house for free.

There are a number of reasons why someone would want you to stay in their house rent-free.

An increasing number of people own more than one property or spend long periods of time away on business, and would rather pay someone to look after the place than risk being burgled.

Burglary rates are highest during holiday periods, which, let’s face it, is probably when you are looking for somewhere too. Hiring a house-sitter also makes financial sense for home owners with lots of valuable contents, like priceless art and memorabilia, so having you on-site could actually help lower their insurance premiums.

What does house-sitting involve?

House sitting is typically very easy. Your job is to keep things dust-free and tidy, perhaps keep on top of the garden and water any plants, and, of course, you may be required to look after a pet too.

There’s quite a demand for those who are good with dogs, cats and other animals, given many pet owners don’t want to send their pets to expensive kennels and catteries, so if you enjoy walking and grooming animals, and can be trusted to keep them alive for two weeks, you’ll be ideal.

Not all house-sitting companies pay, but you’ll save hundreds of pounds on hotels and B&B by taking on the roll of unpaid dog-walker/night-watchman when you’re not off exploring the local tourist sites.

How do I register?

Most the main house sitting websites charge would-be sitters a small fee to register on their site. HouseSittersUK, for instance, charges £29 a year for access to its portal, which, as its website points out is ‘a fraction of the price of a night’s hotel accommodation’. Once registered, you can then begin searching for home owners in the area you’re hoping to stay, and chat directly with them to negotiate what they want and need from you. If they pay, they will typically mention this in the advert, but you can always ask about any remunerations or expenses when you message them. If they’re asking you to look after pets or be mindful of particular errands that could cost money, make sure you have in writing that they will cover any expenses incurred (like dog food).

Can I house-sit in another country?

If you’re looking for accommodation abroad, MindMyHouse.com has listings across the US, Canada and Mexico, which account for over a third of all ads, as well as lots in the rest of Europe, Australia, New Zealand, and the UK.

Again, you have to pay a small yearly membership fee of $29 (roughly £25) but there are lots of nice looking listings in exotic destinations. Of course, the home owners are generally looking for help on specific dates (usually when they themselves are going away), so if you’re looking to visit California, for example, it may make sense to look up who is listed in that destination – and when they are looking for house-sitters – and, organising your trip around that, rather than booking your flights first and then being disappointed when you discover there are no Californians looking for house-sitters the fortnight you’re going to be there.

Can I specify what I will and won’t do? 

The interesting thing about this site is house sitters and home owners sign an agreement detailing exactly what is and isn’t included in the agreement, covering everything from payment (or otherwise) to the situation regarding utility bills, damages, and any chores/responsibilities. The contract also guarantees your stay, although each party can cancel the agreement up to seven days before you are due to arrive, so there’s always a chance you may have to find alternative accommodation if they cancel more than a week out.

Another popular site is Trustedhousesitters, however its joining fee is a lot more expensive, starting from £119 a year for a ‘basic’ membership. If you go down this route, it may not be a bad idea to upgrade to the £129 ‘standard sitter’ membership, which includes accidental and third party liability insurance, in case anything goes wrong during your stay. The premium membership of £249 is ideal for those wanting to house sit more than once a year (it’s still cheaper than a hotel!) as it includes sit cancellation cover.

If you apply for five house sits and aren’t successful with any of them, the standard and premium plan includes a refund on your membership cost.

Can I charge a fee to house sit?

Although payments are not the norm, you may be able to negotiate a small fee if there are pets to look after or any other additional tasks, so definitely give it a try if you feel you deserve a small daily amount.

One lady we know of at MoneyMagpie regularly makes £50 a day as a house-sitter. She only spends the evening and night in the house, before going to work the next day.

The reason for this high rate of pay is the fact that the owner of the house has seven dogs.

It would cost at least £10 per dog per day to put these dogs into kennels. By paying £50 to a house-sitter who knows the dogs, the owner saves £20 a day.

Generally, though, pay is minimal and starts at £10 a day. Some sitters ask for a food allowance of £10 a day, much like an employee can do when having to travel for their company. These sitters will often ask for 45p per mile for fuel, again much like employees get paid for using their private vehicle for work. Both of these payments are non-taxable, unlike any actual remunerations, which should be declared to the taxman if you meet the minimum threshold.

Another example of when a Magpie has been paid to house sit was when the person had a home business that required lots of sending and receiving parcels. They paid £10 a day to cover the trip to the post office, and to make sure the Magpie stayed at home during the set delivery times to take in parcels.

If you are more focused on earning money rather than just finding somewhere free to stay, you’re probably better looking at a specialised pet-sitting site, although you probably ought to be a real animal lover to bother applying to these. Most owners aren’t going to leave their beloved pooch with any Tom, Dick or Harry.

How do I become a pet-sitter?

The pet-sitting platform Rover doesn’t charge you to register and instead takes 15% of any money you make, much like Airbnb does. A lot of the sitters on its site are pros who either own boarding kennels and catteries, or run professional dog walkers services, and they obviously charge big bucks. That said, there are others who offer a more traditional house-sitting service, which is obviously preferred by many pet owners whose animals are too nervous or old to go to a kennel or cattery, so you might be able to undercut the pros, and net yourself a decent fee to help offset some of your other holiday costs. If you have a police DBS check and can get references from other pet owners attesting to your dog-whispering prowess, you’ll also seriously boost your chances of getting selected.

Again you’ll find listings across the UK on Rover, as well as in popular tourist destinations like the US, Canada, Germany, Spain, France, Italy, Netherlands, Sweden and Norway – where hotels are notoriously expensive.

If you plan to look after someone’s pet, you really ought to look into getting public liability cover, in case the dog bites someone while you’re out walking them, for instance. Many professional house-sitters take out public liability insurance even if they never look after pets. You never know what sort of any blow-back you might get from the home owner if things go wrong, so it’s always better to be safe than sued!

 

 

Get Free Meals and Hotel Stays as a Mystery Diner and Visitor

There are lots of agencies out there that employ people as mystery shoppers for hotels and restaurants. Some pay but most offer simply the expenses back of the meal or accommodation. They will often stipulate whether you need to order a particular thing, ask for help (such as ‘may I have an iron brought to my room?’ to test room service), and other such things. You will need to allocate some time to complete the tasks – but it will result in free stays and meals.

What will I have to do?

Typically, mystery diners are given a simple questionnaire to fill-in after their visit, asking them to rate how friendly the staff were, how clean and presentable the restaurant looked, and other perhaps brand-specific questions, like did the meal arrive within a certain time after ordering.

Lots of students and retired people do mystery shopping or mystery dining work as a part-time job, but if you’re really only interested in doing it every so often to cover those dinners away, you could try signing up for a site like MysteryDining.

While most people who use the app review restaurants in their local area, it let’s you update your preferences if you’re travelling, meaning you can select to review restaurants and hotels, for example, while you’re elsewhere in the UK. They even have some international partnerships, meaning you could eat for free while on holiday in parts of Europe, the Middle East and America.

Can I get paid for reviews?

MysteryDining doesn’t pay you for each review, but offers ’capped reimbursements’ – ie. money to pay for the meal or hotel room you’ve been asked to review. It works on a tiered system (with bronze, silver, gold and platinum levels, depending on how many reviews you’ve done). Not surprisingly, the best gigs, like hotel stays, spa visits, meals at high-end restaurants, and afternoon teas, are reserved for people with more experience – which you gain, initially, by reviewing a lot of ‘quick service’ eateries, like Pret A Manger.

If living it up for free isn’t enough, you can find paid gigs here, although they require a bit more commitment and effort, and, are frankly, more of a job than something you can just casually do while enjoying a much-needed break.

 

Make Money Selling Your Holiday Pics

If you’re travelling somewhere a bit unique or off the beaten track, however, and are a good amateur photographer with a DSLR camera, you might as well give it a go, as it’s surprising how few images the photo agencies have of vast swathes of Africa, for instance.

What sort of images will sell?

Obviously there’s very little demand for new images of Table Mountain or Kruger National Park. But you’d be surprised at just how few images there are of other relatively mainstream African destinations on most picture libraries.

For instance, if you type ‘fisherman + Gabon’, ‘hyenas + Namib-Naukluft National Park’ or the name of a beach in Zanzibar or Mozambique into a photo library search bar (like a picture editor looking to illustrate a story would do), very few images will likely come up.

Even if there are a few relevant images on the site, there’s a good chance those that those photos will already have been used by the picture editors at specialist publications (or even mainstream media houses), meaning your snap could be exactly what they’re looking for next time they search one of those terms.

If you’re going even further off the tourist trail to visit relatives in Nigeria, for example, then you could really clean up. You’d be shocked at how few good images there are of a country of 200 million people!

Where do I sign up?

There are lots of online agencies. Some popular sites include:

When you register your details, the site will usually ask you to send between five to 10 photos so it can test the quality and type of photos you send them. If your photos don’t conform to the site’s requirements, they will be rejected.

If this happens, don’t worry – just try again, taking their comments into consideration. Sometimes it may just be because they already have too many of the sort of photo you’re sending.

After your pictures have been checked and cleared you’ll be notified when they go live on the website, usually after about 24 hours.

Then there’s nothing to do after that except wait until people buy your photos. Once your account reaches a certain limit you can get your hands on the cash.

Legal issues to consider

There are a few legal issues to consider before you upload any pics on to a photo library. For instance, pictures of identifiable houses or models (any person who is in the photo) will in most cases need a release form. This is signed by the model or house owner to cite that their permission has been given for you to profit from their personal belongings. Each website has a release form for you to download if you need it.

You should also avoid taking pictures of car registration plates, company logos (these might be Registered Trade Marks) and anything that could be considered inflammatory (racist graffiti, for example). You need to check the laws of the country you are in to ascertain what you can and can’t take photos of in a public space, too.

Travel for Free by Being a ‘Group Leader’

A lot of travel companies offer a discount if a large group is booking together. These include major brands like Virgin Holidays and Eurostar, which will give large groups of 10 or more a 10% discount. The practice is also common among specialist tour ops that arrange skiing trips, walking holidays, biking tours, golf breaks and safaris. These specialists often allow the tour ‘leader’ or person who arranged the group booking to travel for free, as a thank you/incentive for organising the trip and to encourage them to arrange more in the future.

If you set up a group holiday for friends or family you could be rewarded for your effort by pocketing that discount yourself (agree it with your friends first of course).

Not only will the travelling be cheaper, you might then be eligible for cheaper entry into attractions, too. These may be museums, amusement parks etc. It’s essentially just another way of buying in bulk.

make money while you're on holiday

Earn Cashback on Flight and Hotel Bookings

The other easy way to make free money on your holiday is by paying for as much of your trip on a credit or debit card that pays you money back every time you spend. Even better if you can also purchase via a cashback site like Quidco or Topcashback, to stack the rewards.

A lot of bank cards are now de facto ‘reward cards’ that pay you every time you use your card to buy goods and services. Often this reward cash is a flat percentage rate, which you earn each time you use your card. Other banks may team up with specific companies, which often change on a monthly basis, and offer money back or extra money back each time you buy something with one of their partners that month.

Obviously, if you’re travelling abroad, the small fee you earn each time you spend will (usually) be offset by foreign transaction fees, but you could make a fair chunk of cheddar if you use a reward card to book flights, pay for a package holiday, or if you book hotels and other holiday essentials through a UK website before your trip begins.

Earn Avios points when you spend

An alternative to using cashback is to earn Avois or Virgin Reward points on your daily spending to save throughout the year, for discounted flight, airport lounge, and hotel costs. The British Airways credit card and Virgin Reward card offer these – but check out others like Amex Rewards as they may also be part of a points scheme.

You can often get extra bonuses too, such as a free companion voucher once you’ve earned a certain level of points – meaning you can take a friend or partner on your trip for free, too.

The post How to make money while you’re on holiday appeared first on MoneyMagpie.

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Wednesday, 23 April 2025

Act Now to Get Free West End shows for kids this summer

Free Theatre for Kids This Summer? Yes, Really!

If you’re looking for an affordable way to entertain the family during the summer holidays, you’re in luck. Kids Week 2025 is back—and it’s bigger than ever!

Running throughout August 2025, Kids Week offers free theatre tickets for children aged 17 and under, when accompanied by a full-paying adult. It’s one of the best deals in the London entertainment calendar—and yes, it’s 100% legit.

But these tickets go FAST. Read on to find out how it works, which shows are included, and how to grab your seats before they’re gone.


What Is Kids Week?

Kids Week is an annual initiative run by Society of London Theatre, aimed at making theatre more accessible to young people. Despite the name, it runs for the entire month of August, not just one week.

How it works:

  • One child aged 17 or under goes free with a paying adult

  • Up to two extra children can attend for half price

  • Many shows also offer free activities, such as cast Q&As, backstage tours, or dance workshops


When Do Tickets Go On Sale?

Booking opens at 10am on Tuesday 11 June 2025


Tickets sell out quickly—set an alarm and be ready to book early that day!

You can only book through the official site:


Official Kids Week 2025 Booking Page (OfficialLondonTheatre.com)


What Shows Are Included in Kids Week 2025?

The full line-up will be confirmed closer to the booking date, but based on previous years, you can expect a mix of:

West End family favourites:

  • The Lion King

  • Wicked

  • Frozen The Musical

  • Matilda

  • Mrs Doubtfire

  • Back to the Future

Musicals and plays for older kids:

  • Les Misérables

  • Six

  • The Play That Goes Wrong

  • Phantom of the Opera

New or lesser-known shows often sneak in—great for bargain-hunting theatre fans!


How Much Can You Save?

The savings are substantial. With West End tickets often costing £50–£100+, Kids Week can save you:

  • £50–£150 per family

  • Up to 3 children per adult can benefit (1 free, 2 at half price)

  • Some matinees and weekday performances offer the best seat availability


Tips to Get the Best Seats

✅ Be flexible with dates and times
✅ Mid-week shows often have better availability
✅ Book early on 11 June—popular shows sell out fast
✅ Create an account on Official London Theatre before tickets go live


Make It a Budget Day Out

Here are some quick tips to keep the rest of the trip affordable:

Check out our guide: Free Things to Do in London with Kids

 

The post Act Now to Get Free West End shows for kids this summer appeared first on MoneyMagpie.

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Thursday, 17 April 2025

Easy ways to make quick cash

Updated 17th April 2025

Want to make quick cash right now? Check out our ten top ways to make money fast, with the least amount of effort possible.

Perhaps you’re looking for easy ways to make money online from the comfort of your sofa, or perhaps you want to make sure your credit report is accurate and up to date so you can get the best deals.

Here are our 10 easy ways to make quick cash, and don’t forget to sign up to our newsletter for weekly quick-cash-making and money-saving ideas.

Earn an average $12 a day with Pawns.app

You might have heard of apps like Swagbucks and Toluna, well, Pawns.app is in the same vein of money making apps. However, it adds an extra competitive advantage: there’s a leaderboard where, each week, top users could win an extra $300, as well as other unique earning opportunities.

Pawns.app is available in 190 countries, including (of course) the UK, and in 2023, it paid out $3.8million to users with an average daily earning for each user of $12. You can pay out as soon as you’ve earned $5.

Pawns.app works on desktop for Windows and MacOS, as well as Android and iPhones. You can claim an additional $3 dollar bonus just for signing up via this page! 

 

Join inCompass and earn £20 for your first month

Incompass Ipsos Media Cell

Join Ipsos MORI inCompass and earn £20 for your first month and £10 every month after.

All you have to do to join is complete a five-minute questionnaire and install the free app, which is available on Android and Apple phones.

If that sounds like you then what are you waiting for?

Sign up here. 

Make Money with Toluna

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Toluna is a great site to join. You not only earn points which you can later redeem for fantastic prizes, but you also have the opportunity to get free goodies.

Click the appropriate device to complete the survey! iPhone, Android, Desktop

 

Claim Your FREE Money-Making Email & eBook

MoneyMagpie Newsletter

Sign up for FREE to our Make Money Newsletter and every Tuesday we’ll send you the inside tips YOU need to succeed.

Grab hold of our expert cash advice and run with it – it’s been created with the sole purpose of making you quick cash. What’s more, each issue also contains a lot of special bargains designed to save you cash.

You could also hop over to our eBooks section and grab a FREE copy of our ‘Make £1000 Before Christmas’ eBook.

 

Win £850!

Pick My Postcode

Want to win a nice wad of cash?

Then enter Pick My Postcode – all you have to do is enter your postcode and email address.

They give away hundreds of pounds a day and have so far given away over £100,000.

Enter now for your chance to win.

If you’re still not sure what it’s all about, you can read our article all about it here, which tells you everything you need to know so you can start winning.

 

Save Money on Your Energy Bills


Now is a perfect time to fix your deal as energy prices continue to rise or fluctuate dramatically. And check out lots more ways to save on your energy bill.

If you want to find the very best deal before you fix, shop around!

Click here to use our comparison tool and find a better deal for you.

 

Be Paid for Your Opinion

This is a sporadic way to make quick cash and it brings in a relatively small income, but it’s low effort and you’ve nothing to lose. It’s a great way to make quick cash from the comfort of your computer but make sure you NEVER pay to join an online survey site or reveal your credit card details.

Inside tip! Here are our favourite online survey sites. They’re completely free and have received a big thumbs-up from many of you. For maximum earnings set up a separate email account (so your personal one doesn’t get flooded with survey-related emails) and then register for free with all of them:

If you like the sound of making quick cash through filling out online surveys make sure you check out our full article right here on the safe way to earn money by taking paid surveys.

Earn for Using the Internet

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Make Up to £400 a Month Mystery Shopping

Mystery Shopper

Fancy getting paid to eat out, shop and even go on holiday? Try mystery shopping!

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Now you can too! Read all about it here.

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Wednesday, 9 April 2025

Make Money as a Sensitivity Reader

Did you know that your lived experience could earn you cash? Sensitivity readers are used by writers and TV and film production companies to make sure a particular topic or demographic is fairly and accurately represented. Here’s how to make money as a sensitivity reader.

What Is Sensitivity Reading?

Who Can Do It?

Create a Sensitivity Reading CV

Sensitivity Reading for Authors

Story Consulting for TV and Film Companies

Setting Boundaries

What is Sensitivity Reading?

We’re living in a far more connected, more aware world these days. And people want to see that diversity reflected in the content they consume. More than that, many writers will create storylines outside of their lived experience – so they want to make sure they are representing people fairly and accurately, without leaning into dangerous tropes.

A sensitivity reader comes on board a project to read the manuscript, pitch document, or other documents to ensure that areas within their speciality are fairly represented. They may have input into challenging dangerous representations or tropey stereotypes, to make sure a character or storyline portrayal is realistic.

The reader will look over documents or manuscripts in detail, and outline where the storyline or character representation is either accurate or could use improvement. This means you will need to have an analytical mind and be able to present the information in a clear and concise way in your report.

Who Can Do It?

Almost anyone can be a sensitivity reader if they have critical thinking skills and are good at communicating. They need to be able to explain why something is an unfair representation, too – so they need to be aware of cultural and political nuances, and be able to discuss how one person might seek offence at a portrayal where another of the same community would not.

Sensitivity readers are there to ensure characters and storylines are three-dimensional representations of people, rather than ones that focus on the trope or stereotype. They recognise that some stereotypes exist for a reason – and that using them as a basis can be useful, if done with awareness.

Lived experience is the key term when it comes to what makes you a sensitivity reader. This could be living as a person of colour in a predominantly white environment, or living with a disability or as a carer to a disabled person, or being in the LGBTQIA+ community. Sensitivity readers are also sometimes called authenticity readers.

Being Freelance

Sensitivity readers are freelance. This makes it an ideal side hustle to run alongside your day job, especially when you’re starting out. Just make sure you’re realistic about how long it will take you to read and write up a report on each project.

Being freelance isn’t for everyone, but it is ideal for flexible hours that you set yourself, and sensitivity reading is done from home so it’s a great remote option. It is not likely to bring you a full-time income for a while as you get started and build up a regular client base, so make sure you factor that into your finances and career decisions.

Create a Sensitivity Reading CV

This is an unusual document compared to a normal CV, as your other work experience might not be relevant to the role. What you should do is look for examples of sensitivity reading reports online to get an idea of how they are written, and pick a few books, films and/or TV shows to write up a sample report on. This will form your portfolio.

For your CV, your work experience is relevant if it is related to either the subject matter of your area of expertise, or within communication skills. For example, if you studied an English degree, that is useful to list. Or, if you work with underrepresented voices in your day job industry, list that. Make sure you think about more than your work experience, too.

Your personal lived experience is what is important when it comes to sensitivity reading. Describe the areas you would be a reader for – such as LGBTQIA+ topics, disability representation (even better if you can be specific about the type), being working class (both publishing and the screen industries have a class issue), being a parent, living in different countries or cultures, or being neurodivergent.

Understanding the nuances of these topics is really important. While your personal experience is very relevant as a sensitivity reader, it’s important to understand and represent alternative viewpoints of others in similar experiences. For example, a common phrase when it comes to autism inclusion is ‘when you’ve met an autistic person, you’ve met one autistic person’ – meaning, every autistic person’s experiences are different, so they cannot all be painted with the same brush.

Sensitivity Reading in Publishing

Publishers are the most common companies that hire sensitivity readers. This is because books are often filled with many characters and it could be impossible for the author to have a realistic understanding of every single background of each of them. It’s particularly important if a main character is not the same as the author’s lived experience.

Reach out to publishers to offer your services. There are tons of small presses who would be a good place to start, as the Big Five publishers will opt for established and experienced readers. Gain your experience with small publishers first.

You can also reach out to independent authors who are self publishing their book. In fact, this is a big and growing market, and it can be easier to connect directly with authors on platforms like Threads and Instagram to find clients. Indie authors won’t have a huge budget, but they are a solid community who will provide regular work through word of mouth for those who prove themselves to be great sensitivity readers.

It can help to have a website if you can afford one. If not, make your social media profiles public and update your bio to include your lived experiences, as well as post regularly about being a sensitivity reader. Create a profile on platforms such as Fiverr to help publishing companies and indie authors find you, too.

Story Consulting for TV and Film

Production companies use sensitivity readers – also called story consultants – in a similar way to publishers. They are often brought in fairly early into the development process, to ensure a pitch is fairly representing all communities and characters. They may also be brought in on long-running dramas like soaps such as Emmerdale, Eastenders, and Coronation Street, when a character has a storyline related to a particular subject. With this in mind, they will often reach out to charities to support the development of a storyline, so having a good relationship with charities linked to your area of expertise can help open these doors for you.

Approach production companies with a short email detailing your experience and interest in supporting their work. You might not hear back from anyone for months on end, but when a relevant project comes up they will get in touch. This can pay very well, into the thousands per script, but it’s hard work to come by so you need to be persistent.

Keeping Sensitivity Reading and Your Personal Life Separate

When you’re a sensitivity reader, it can be easy to overshare. You want to explain why you’ve made certain comments about a character or storyline because of how it relates to your personal experience.

While this might seem useful, it can be a huge emotional labour on yourself. You will need to set boundaries, and that includes being able to recognise that you have the right to not share your personal, specific, experiences with anybody you don’t want to.

In addition, sharing some more personal experiences that are not directly related to the manuscript can cause difficulty for the other person you share with. You may accidentally trigger someone’s fears, worries, or own experiences in a way that can cause harm. This is why it’s important to stick to the provided material (which they are expecting to discuss) and provide your report based on the broader knowledge you have about your communities and experiences, rather than your own specific details.

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Tuesday, 8 April 2025

10 AI Platforms That Let You Sell Your Work Ethically

And how to judge what “ethical AI” really means

The rise of AI has created exciting new opportunities for digital creators, but it’s also raised serious ethical questions. If an AI image generator was trained on thousands of artists’ work without their permission, is it fair to sell the images it creates? If a writing tool mimics the style of a famous author, is that creative, or exploitative?

As AI tools become more mainstream, it’s up to users — especially those making money — to consider where their content comes from, and how it impacts others.

So how do you make money from AI-generated work without compromising your values? And how do you know which platforms align with your own ethical standards?


First, What Do We Mean by “Ethical AI”?

This term is often vague, so we’ve defined a few key principles we believe matter for ethical use — especially when it comes to selling AI-generated work:

Principle What It Means Why It Matters
Transparency The platform is clear about how it works and where its data comes from Users and audiences should know what’s human-made vs. machine-generated
Consent The training data includes only work the owners allowed to be used Many AI models are trained on copyrighted or scraped material
Credit or Compensation Original artists or creators are credited or paid where appropriate This protects creative workers and encourages fair sharing
User Rights You have full commercial rights to the content you create Without this, you may be legally restricted from selling your work
No Impersonation The tool doesn’t allow you to mimic specific individuals This reduces deepfakes, fake voices, and stolen styles

No AI platform is perfect — but the 10 listed below make a visible effort to address these issues. Let’s break them down.


✅ 1. Adobe Firefly

Ethics score: 9/10
Type: Image generation (photos, illustrations, text effects)
Best for: Designers, marketers, and Adobe Creative Cloud users

  • Why it stands out: Trained only on Adobe Stock, open-licensed content, and public domain imagery

  • User rights: Commercial use is fully allowed

  • Transparency: Clear documentation of data sources

  • Bonus: Firefly now includes features to tag AI-generated content with Content Credentials

Firefly.Adobe.com


✅ 2. Runway ML

Ethics score: 8/10
Type: AI video creation and editing
Best for: Creators making YouTube, TikTok, or visual content

  • Why it stands out: Focus on user control and responsible visual synthesis

  • Training data: Claimed to be curated with copyright in mind

  • Commercial use: Allowed depending on tier

  • Notable ethics effort: Partners with artists for ethical model development

RunwayML.com


✅ 3. AIVA (Artificial Intelligence Virtual Artist)

Ethics score: 8/10
Type: AI music composition
Best for: YouTubers, podcasters, musicians needing royalty-free tracks

  • Why it stands out: Trained on classical music and licensed datasets

  • Commercial use: Paid plans allow full commercial rights

  • Good for: Users wanting ethical, copyright-safe AI-generated music

Aiva.ai


✅ 4. Canva’s Text to Image / AI Tools

Ethics score: 7.5/10
Type: Text-to-image, text summarising, writing prompts
Best for: Social media creators, small businesses

  • Why it stands out: AI features developed in partnership with ethical providers (e.g. Google, OpenAI)

  • Transparency: Offers clear use disclosures

  • User rights: Commercial use allowed on Pro plans

  • Limitations: Sources of training data not always specified

Canva.com


✅ 5. Jasper Art

Ethics score: 7/10
Type: AI image generation (marketing, web visuals)
Best for: Marketers and content creators

  • Why it stands out: Focuses on brand-safe, non-controversial image creation

  • Training: Mix of licensed and open-source images

  • User rights: Full commercial usage with subscription

  • Concerns: Less detail on source datasets, but pro-business focus

Jasper.ai


✅ 6. Soundraw

Ethics score: 7/10
Type: AI-generated music with customisable elements
Best for: Creators who want original, royalty-free tracks

  • Why it stands out: Music is created on demand and not reused

  • User rights: Commercial rights granted on paid plans

  • Ethics: Doesn’t mimic living artists or existing songs

  • Bonus: Full editing control for custom tracks

Soundraw.io


✅ 7. Kive

Ethics score: 6.5/10
Type: Moodboards and visual concept generation
Best for: Designers, agencies, art directors

  • Why it stands out: You can train it only on your own visual library

  • Consent-friendly: No scraping of the public web

  • User rights: You own your trained output

  • Great for: Professionals who want AI without external datasets

Kive.ai


✅ 8. NightCafe Studio

Ethics score: 6.5/10
Type: AI image generation
Best for: Casual users, digital art hobbyists

  • Why it stands out: Actively encourages human curation and editing

  • Commercial use: Allowed with credit

  • Transparency: Offers options to show prompt and method

  • Training data: Uses various models (some with copyright concerns), but offers disclosure

Nightcafe.studio


✅ 9. Mubert

Ethics score: 6/10
Type: AI-generated music
Best for: Background music for videos or live streams

  • Why it stands out: Trained on licensed loops and musician-submitted material

  • Fair model: Musicians get paid when their samples are used

  • Commercial use: Available on Pro plans

  • Bonus: Offers instant royalty-free tracks for creators

Mubert.com


✅ 10. Elicit

Ethics score: 6/10
Type: Research assistant for writing and idea generation
Best for: Writers, bloggers, journalists

  • Why it stands out: Focus on improving human reasoning, not replacing it

  • Training: Uses academic sources and public research

  • Commercial use: Mostly fair use; clarify for publication

  • Ethics: No fabrication or mimicry of specific voices

Elicit.org


Platforms to Approach with Caution

Some of the most popular AI tools — like Midjourney, Stable Diffusion, and OpenAI’s DALL·E — have been criticised for training on copyrighted material without consent, and for enabling impersonation or mimicry.

While they offer powerful capabilities and allow commercial use, they may not meet ethical standards around consent and credit — especially for artists concerned about exploitation.

If you use these platforms, consider:

  • Disclosing AI use in your listings

  • Avoiding direct mimicry of real artists’ styles

  • Using AI for ideation, then finishing manually


Final Thought: Ethics Is a Moving Target

No platform is perfect. Even the best tools are working within a system that’s still catching up with technology. But as creators, we can make informed choices, ask tough questions, and build a creative economy that values transparency and fairness.

By supporting platforms that respect creators — both human and machine-assisted — you’re helping to shape the future of ethical AI.

The post 10 AI Platforms That Let You Sell Your Work Ethically appeared first on MoneyMagpie.

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How to Make Money from Your Own AI Creations (Even If You’re Not Techy)

Artificial intelligence is making waves in the creative industries. From illustrations and music to short stories and poetry, machines can now generate content in minutes that might once have taken days. It’s a technology that raises exciting opportunities — but also serious questions.

For many people, AI is opening up new ways to earn money, especially through online marketplaces. But how do you get started, and what are the legal and ethical implications of using AI to create content for profit?

In this article, we’ll explore how people are turning AI into income, where it fits in a changing creative landscape, and what to be aware of before diving in.


What Are AI Creations?

AI-generated content refers to any artwork, music, writing, or media created with the help of machine learning models. These tools are trained on massive datasets — often drawn from existing human work — and can produce images, text, audio, or video at the click of a button.

Some examples:

  • AI art using platforms like DALL·E or Midjourney

  • Music composed with tools such as Aiva or Soundraw

  • Written content drafted with ChatGPT or Sudowrite

  • Video clips and voiceovers using tools like Runway or ElevenLabs

While these tools can be genuinely helpful, the resulting work isn’t always original in the traditional sense — and that’s where the ethical questions begin.


⚖ Ethics and Ownership: Who Really Made It?

One of the key concerns around AI creativity is the use of copyrighted material in training datasets. Many AI tools have been trained on vast libraries of art, books, songs and photos — often scraped from the internet without explicit permission.

As a result, creators and copyright holders have raised concerns:

  • Have their works been used without credit or compensation?

  • Can an AI truly “create” something new, or is it just remixing the past?

  • Should users of AI tools profit from work that’s built on others’ labour?

Some artists argue that using AI tools without knowing what went into them is like profiting from a plagiarised remix. Others see AI as a new brush or instrument — a tool that still requires human vision to guide it.

This debate isn’t going away soon. As a creator (or entrepreneur), it’s worth considering not just what you can do with AI, but what you should do.


Can You Legally Sell AI-Generated Work?

The short answer is: it depends.

In the UK, copyright law is still catching up with technology. Currently:

  • If a work is created solely by AI, copyright may not apply at all.

  • If a human contributes “significant creative input,” they may be considered the author.

  • Platforms like Midjourney or ChatGPT often include commercial-use rights, but others restrict resale or redistribution.

Before selling anything, check the licensing terms of the tool you’re using — and err on the side of transparency if you’re incorporating AI into paid work.


Ways People Are Making Money from AI Creations

Despite the grey areas, there are many who are using AI ethically — as a tool, not a replacement — and earning income in the process. Here are some of the more common routes:

1. Selling Digital Art and Print Designs

Artists and non-artists alike are creating AI-generated images and selling them online, often as downloadable prints, phone wallpapers, or physical merchandise.

Popular platforms:

  • Etsy

  • Redbubble

  • Displate

Some use AI purely for concepting, then refine the output by hand or in Photoshop before listing.

2. Publishing AI-Assisted Books

Writers are using AI to generate children’s stories, short fiction, and poetry, then self-publishing through Amazon Kindle Direct Publishing (KDP) or selling PDFs on Etsy.

Again, many edit the work substantially — either for tone, grammar, or originality — before going public.

3. Creating Background Music or Audio

AI tools like Aiva or Suno let users produce instrumental tracks for use in podcasts, YouTube videos, or commercial projects.

Some sell these tracks on:

  • AudioJungle

  • Pond5

  • BeatStars

This works especially well if you bundle your tracks into themed packs — like “lo-fi for studying” or “relaxing ambient music”.

4. Using AI to Speed Up Freelance Work

Many freelancers are using AI to assist with:

  • Writing blog posts (with heavy editing)

  • Designing social media graphics

  • Drafting emails or marketing copy

  • Editing podcasts and videos

The key here is transparency and skill — using AI to help you work more efficiently, not to do your job for you.


What About Tax?

If you’re making money from selling AI creations in the UK, it’s classed as self-employed income. That means:

  • You’ll need to register with HMRC as a sole trader if you earn over £1,000 a year

  • You may be liable for Income Tax and National Insurance

  • If you trade NFTs or digital assets, Capital Gains Tax may also apply


Best Practices for Ethical AI Creativity

If you’re serious about using AI tools to make money and maintain creative integrity, here are some tips:

  • Use AI as a starting point, not a finished product

  • Disclose AI use where relevant, especially in publishing or client work

  • Avoid impersonation — don’t mimic specific living artists, writers, or voices

  • Support open and ethical AI projects that use licensed or original datasets

  • Continue to learn — the landscape is changing fast, and so is the legal framework


Final Thoughts: Is AI a Shortcut or a New Skill?

AI tools won’t replace creativity, but they are changing the landscape — for better or worse. For those willing to engage thoughtfully, they can offer real opportunities to experiment, earn money, and develop new skills.

But success doesn’t come from pressing a button. The most sustainable income comes from adding human value — whether that’s through editing, curation, storytelling, or community-building.

Treat AI like a collaborator, not a magic wand, and you might just find yourself at the forefront of a whole new kind of creative economy.

The post How to Make Money from Your Own AI Creations (Even If You’re Not Techy) appeared first on MoneyMagpie.

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