How to Make Money Dropshipping in 2026: Expert Advice, Risks and Realistic Profits

Editor’s note from Vicky Parry: I’m often asked whether dropshipping is still a good way to make money, especially when social media makes it sound quick and effortless. The truth is that dropshipping can work, but only if you approach it realistically, understand the risks, and treat it like a proper business. This guide is designed to cut through the hype and explain what dropshipping really looks like in 2026.

Dropshipping is often promoted as an easy way to make money online — but the reality in 2026 is very different from the hype you’ll see on social media.

With rising advertising costs, tougher competition and stricter consumer expectations, many would-be sellers are asking the same question: is dropshipping still worth it?

This expert-led guide explains how dropshipping really works today, what experienced sellers and business advisers say, the biggest mistakes beginners make, and whether it’s genuinely a realistic way to make money in 2026.

What Is Dropshipping?

Dropshipping is an e-commerce business model where you sell products online without holding stock. When a customer places an order, the product is shipped directly from a third-party supplier to the customer. You earn money from the difference between what the customer pays and what the supplier charges.

Is Dropshipping Still Worth It in 2026?

Short answer: yes — but only if you treat it like a real business.

Experts agree that success now depends on branding, transparency and long-term strategy rather than quick wins.

Expert insight: Experienced dropshippers consistently say the biggest mistake beginners make is relying entirely on paid ads instead of building trust, content and repeat customers.

How to Start Dropshipping

1. Choose the Right Niche

Experts recommend avoiding overcrowded niches and focusing on problem-solving or passion-driven products.

2. Build a Professional Store

Your store should be mobile-friendly, transparent about delivery times and designed to look like a genuine brand.

3. Find Reliable Suppliers

Supplier quality is crucial. Always test products and clearly state shipping times and locations.

4. Price for Profit

Successful sellers price products to cover fees, refunds and advertising costs — not just to compete on price.

How Dropshippers Actually Make Money

• SEO content and guides
• Email marketing
• Social commerce via TikTok and Instagram
• Trust signals such as reviews and FAQs

Tax, VAT and Legal Responsibilities (UK)

UK business advisers warn that many beginners overlook tax and VAT responsibilities. Even if your supplier is overseas, you are legally responsible for the sale.

Common Risks and Mistakes

• Believing get-rich-quick claims
• Selling low-quality products
• Hiding delivery times
• Ignoring customer service

The MoneyMagpie Verdict

Dropshipping in 2026 is not a scam, but it is also not easy money. The idea that you can launch a store over a weekend and make thousands with minimal effort is unrealistic for most people.

What does still work is treating dropshipping like a proper business: choosing a clear niche, being honest with customers, understanding your legal responsibilities, and investing time in building trust and repeat sales rather than chasing quick wins.

For some people, dropshipping can be a useful way to test e-commerce, build digital skills, or create an additional income stream. For others, particularly those looking for fast or hands-off income, it may prove frustrating and unprofitable.

Our advice: if you are considering dropshipping, start small, keep your costs under control, and focus on learning the fundamentals of online business. Be wary of anyone promising guaranteed results — and always prioritise transparency and consumer trust.

Used carefully and realistically, dropshipping can still have a place in 2026 — but it works best for people willing to put in consistent effort and think long term.

Frequently Asked Questions

Is dropshipping legal in the UK?

Yes, provided you comply with tax rules and consumer protection laws.

Is dropshipping passive income?

No. Ongoing work is required, especially customer service and marketing.

 

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Banks That Pay You to Switch in 2026 – Is It Worth the Faff?

Let’s be upfront, because you know I always am: switching your bank account for a cash bonus can be a bit of a faff.

There are forms to fill in, conditions to meet, deadlines to remember, and that low-level anxiety that something might go wrong with your bills. However — and this is the important bit — in 2026 UK banks are still offering £150 to £250+ in cash just to persuade you to switch.

So is it worth the admin? For many people, yes. For others, absolutely not — and that’s OK too.

This guide explains which UK banks offer switching bonuses in 2026, how they work, the real pros and cons, and whether switching is right for you.

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What Is a Bank Switching Bonus?

A bank switching bonus (sometimes called a join-up incentive) is a cash payment offered by banks when you move your current account to them.

To qualify, you usually need to switch using the Current Account Switch Service (CASS), which is the official, bank-backed switching system used in the UK.

CASS:

• Moves your balance automatically
• Transfers direct debits and standing orders
• Redirects incoming payments like salary or benefits
• Completes the switch within 7 working days
• Guarantees compensation if anything goes wrong

Banks offer these incentives because once you’ve moved everything over, most people tend to stay.

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The Best Bank Switching Bonuses in the UK (2026)

Important: Switching offers change regularly and can be withdrawn at any time. Always check the bank’s own website before applying.

Bank	Bonus (2026)	Main Conditions	Monthly Fee	Worth the Faff?
Lloyds Bank	Up to £250	Full CASS switch, minimum pay-in	£0–£22.50	Yes – high payout
Santander	£200	£1,500 pay-in + 2 direct debits	£0–£5	Yes – achievable
Nationwide	~£175	Full switch + eligibility rules	£0–£13	Yes – solid option
First Direct	~£175	Switch + minimum funding	£0	Yes – great service
TSB	£150–£180	Switch + debit card use	£0	Maybe – more steps

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The Honest Truth: Why Switching Is a Faff

I won’t pretend this is effortless money. You are being paid because banks know most people won’t bother.

Here’s why switching puts people off:

• You must complete a full switch, not just open an account
• You usually need two active direct debits
• There’s often a minimum pay-in (even if you move the money straight back out)
• Deadlines matter — miss one and you lose the bonus
• Some accounts charge monthly fees if conditions aren’t met

If admin stresses you out or you know you won’t follow instructions carefully, this may not feel worth it — and that’s a perfectly sensible decision.

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Pros and Cons of Bank Switching Bonuses

Pros

• Cash rewards that often beat savings interest
• Fully regulated and legal in the UK
• Opportunity to leave a poor-value bank
• CASS guarantee protects you from errors

Cons

• Admin-heavy and deadline-driven
• Some accounts come with fees
• Multiple switches can affect your credit score
• Bonuses are not guaranteed if you miss conditions

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How to Reduce the Faff (My Practical Tips)

• Set up two small direct debits you control (e.g. charity, Netflix)
• Move money in and out on the same day
• Screenshot confirmation pages and emails
• Set calendar reminders for deadlines
• Switch a secondary account, not your main salary account

Treat switching like a short-term money project, not something to do while half-watching TV.

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Frequently Asked Questions

Are bank switching bonuses legal?

Yes. They are openly advertised, regulated, and protected by UK banking rules.

Can I switch more than once?

Yes, but banks often exclude people who’ve received a bonus from them before.

Will switching affect my credit score?

Possibly in the short term, especially if you do it frequently.

Are switching bonuses taxable?

Generally no, unless HMRC considers it a regular income source.

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My Final Word

Switching banks for a cash bonus in 2026 isn’t free money — but it is one of the few remaining ways people can still earn £200+ with no special skills.

If you’re organised, calm under admin pressure, and happy to follow instructions, it can absolutely be worth the faff.

If not, don’t beat yourself up — there are plenty of other ways to save money that don’t involve switching anything at all.

Disclaimer: Information is true at the time of publication. MoneyMagpie is not a licensed financial advisor and therefore information found here including opinions, commentary, suggestions or strategies are for informational, entertainment or educational purposes only. This should not be considered as financial advice. Anyone thinking of investing should conduct their own due diligence.

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Can DBS check requirements vary based on different sectors?

If you’ve ever interacted with the job market, as an employee or as an employer, it’s likely that you’ll have come across DBS checks. As the standard criminal background check in this country, they’re used in a wide range of sectors for a variety of different roles.

That being said, DBS checks aren’t all the same, and how they need to be used will often differ depending on the sector and role in question. Here, we delve into how that works in a bit more detail, starting with a more in depth examination of the DBS check system itself.

• What are DBS checks?
• The different DBS checks available

What are DBS checks?

DBS checks are criminal background checks that are processed by the Disclosure and Barring Service, a non-departmental government body responsible for facilitating these specific safer employment processes and safeguarding measures.

While Basic checks can be applied for directly, in most cases both Standard and Enhanced checks will need to be applied for via a registered body such as Personnel Checks. The DBS will still do the check itself, but the application process will need to be handled by that umbrella organisation.

The different DBS checks available

There are three different kinds of DBS check available, each of which is typically required in different sectors.

Basic check

The Basic check is the least in depth DBS check available, looking at only unspent criminal convictions, warnings and reprimands. It’s the only unregulated check, meaning that it can be used for any role, regardless of sector, at the employer’s discretion – so long as they have the candidate’s consent.

Standard check

The Standard check is one step up, looking at both spent and unspent criminal convictions, warnings and reprimands. Unlike the Basic check, the Standard check is only eligible for use with certain roles in certain sectors.

These include roles involving a high level of trust, such as those in the financial services sector or in the legal sector. They can also be necessary for roles that involve supervised contact with children or vulnerable adults, but not unsupervised contact.

Enhanced check

The enhanced check is the most in depth DBS check available. In addition to spent and unspent criminal convictions, warnings and reprimands, it will also include any other information that the police have on the candidate that they believe could be relevant for the role in question.

Like Standard checks, the Enhanced DBS check is regulated, and can only be used for certain roles in specific industries. Enhanced checks are an important safeguarding tool, and are often required for positions that necessitate unsupervised contact with children or vulnerable adults, such as in the childcare and healthcare sectors. They can also be carried out in combination with a barred list check.

DBS check requirements do vary between different sectors, and it’s important that you know which checks you need to use in your niche. Failure to use the right checks could leave you legally vulnerable, as even if nothing actually happens, you will already be failing to adhere to some important regulations that you’re legally required to comply with.

Disclaimer: MoneyMagpie is not a licensed financial advisor and therefore information found here including opinions, commentary, suggestions or strategies are for informational, entertainment or educational purposes only. This should not be considered as financial advice. Anyone thinking of investing should conduct their own due diligence.

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Getting Through Winter: Help for Pensioners Struggling Financially

Practical advice, urgent support, and friendly help to get you through the winter months.

Winter can be an especially tough time for pensioners. Rising energy bills, the cost of heating your home, and everyday expenses can quickly overwhelm even a carefully budgeted income. Recent cuts to some grants and benefits have only made this harder for many older people.

If you’re struggling, you are not alone — and there are practical ways to get help, some of which can be accessed today.

Facing the Challenges

• Energy costs: Cold weather can push heating bills higher, leaving some choosing between warmth and food.
• Everyday expenses: Food, transport, and household essentials can add up quickly.
• Reduced support: Cuts to local grants and national schemes have reduced the safety net available to many older people.

Struggling financially is not a sign of failure — it’s a reflection of the pressures many are facing. Support does exist, and you can access it.

Your First Step: One Call Can Get You on Track

If you only manage one conversation, make it count. Your first point of contact should be your local Citizens Advice office. One call can put you on the right track for multiple forms of support:

• Check benefits: Citizens Advice can make sure you’re claiming everything you’re entitled to, including Pension Credit, Winter Fuel Payment, and Cold Weather Payment.
• Connect you to urgent help: They can refer you to local grants, emergency funds, and food banks — often the same day.
• Help with advances and hardship payments: If benefits are delayed, Citizens Advice can guide you through applying for quick financial support.
• Provide a single hub: Instead of contacting multiple agencies, one conversation can cover your full situation.

Contact Citizens Advice:
Phone: 0808 278 7890 (Free, confidential advice across the UK)
Website: www.citizensadvice.org.uk

Urgent or Same-Day Help

If you need help immediately, here’s what can be accessed quickly:

Emergency Council Support

Many councils run welfare assistance schemes for essentials like food, heating, or bills. Support can sometimes be provided right away or within a few days.

Food Banks

Food banks provide immediate support with essential groceries. Referral is usually required and can come from:

• Citizens Advice
• GP surgeries or health visitors
• Local charities or social workers

Helplines

• Trussell Trust / Citizens Advice helpline: 0808 208 2138
• Turn2Us / MoneyHelper resources for urgent grants and financial support

Advances and Hardship Payments

If benefits are delayed, you may be able to get a short-term advance or hardship payment — often faster than waiting weeks for standard payments.

Befriending and Neighbour Support Services

Loneliness and isolation are common, especially in winter. Befriending or companion schemes can provide friendly support, practical guidance, and confidence to access help:

Free Befriending & Companion Services

• Age UK Friendship & Silver Line Services: Offers free telephone or in-person befriending and 24/7 friendship helplines. Learn more
• Compassionate Neighbours: Matches older people with trained volunteers for regular visits or social activities. Learn more
• Local Befriending Groups: Services like b:friend, Link Visiting Scheme, and Re-engage provide weekly calls or visits, helping with social connection and confidence in applying for benefits.

These services help reduce anxiety, offer guidance, and signpost you to urgent financial or practical support.

Other Important Support to Apply For

• Winter Fuel Payment: Automatic for most pensioners.
• Cold Weather Payment: Triggered when temperatures drop below a certain level.
• Pension Credit: Tops up weekly income and unlocks access to other benefits.
• Household Support Fund: Some councils provide grants for food and energy costs.

Practical Tips to Reduce Costs

• Layer clothing and use blankets instead of turning the heating up too high.
• Check if you’re on the best energy tariff.
• Bulk-buy essentials or use loyalty schemes for groceries.
• Join local lunch clubs or community groups to reduce costs and isolation.

Stay Safe from Scams

• The government will never ask for bank details by text or email to apply for benefits.
• Always use official council or charity contact details.
• Never pay to access grants or financial support.

You Are Not Alone

Being worried about money — especially in winter — can feel isolating. But there are people and organisations ready to help, and many can act quickly if you reach out.

Even one phone call today can open doors to food, heating, or emergency funds, giving you a path to safety and warmth this winter.

Quick Reference Table: Urgent Support & Contacts

Support	Contact / Website	Notes
Citizens Advice	0808 278 7890 Website	First point of contact for benefits, grants, emergency funds
Age UK Friendship & Silver Line	Website	Free befriending and telephone support
Compassionate Neighbours	Website	Volunteer companionship and local visits
Trussell Trust / Food Bank Helpline	0808 208 2138	Food parcels, urgent support
Turn2Us	Website	Grants and financial support search
Local Council Welfare Assistance	Check your local council website	Emergency funds for food, heating, and essentials

Looking Out for Neighbours and Friends

Neighbours, friends, or family members can play a vital role in supporting older people during winter. Sometimes a little observation and care can prevent serious difficulties.

Signs Someone Might Be Struggling

• Heating is rarely on or rooms are extremely cold.
• Groceries or meals appear irregular or minimal.
• Unopened mail or unpaid bills accumulating.
• Withdrawal from social activities or community contact.

How to Approach Compassionately

• Start with casual conversation — ask how they’re doing and listen carefully.
• Offer small gestures: bring a hot drink, check in regularly, or offer company.
• Avoid judgment — focus on support, not criticism.

Practical Ways to Help

• Encourage or assist them to make **one key phone call**, e.g., to Citizens Advice, Age UK, or their local council.
• Help with small tasks like understanding bills, filling out forms, or finding grants.
• Invite them to social groups, lunch clubs, or befriending schemes.

When to Escalate

• If there are immediate safety risks: no heating in extreme cold, unpaid utility cutoffs, or health hazards.
• Contact local council welfare teams or social services if urgent intervention is needed.
• Call emergency services for serious health or safety issues.

Helpful Contacts for Neighbours

• Citizens Advice: 0808 278 7890
• Age UK Helpline: 0800 169 6565
• Silver Line: 0800 470 8090
• Turn2Us Grants: turn2us.org.uk

Even small acts of noticing and checking in can make a big difference for an older person in winter.

 

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Top 5 Ways to Get Same-Day Cash When You’re Skint (Legal, Fast & UK-Friendly)

Skint right now and need money today? You’re not alone. With bills rising and payday still days (or weeks) away, thousands of people across the UK are searching for fast, legal ways to get same-day cash. These five realistic ideas can put money in your pocket today — without loans, scams or judgement.

Struggling for money right now? You’re not alone. January and early-year months are notorious for draining bank accounts, with bills piling up and payday feeling miles away. If you’re desperately searching for same-day cash in the UK, this guide is designed to help — quickly, legally, and without judgement.

This article focuses on realistic ways to get money today using things you already own, skills you already have, or options most people overlook. No payday loans. No dodgy schemes. Just practical help when you’re skint and stressed.

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1. Sell Old Tech, Games & Gadgets for Instant Cash (CeX, Cash Converters & Local Buyers)

One of the fastest ways to get same-day cash is selling unwanted tech. Even broken or outdated items often have resale value.

What sells instantly:

• Old smartphones (including cracked screens)
• Games consoles, controllers & video games
• Tablets, smartwatches & headphones

Where to sell for same-day money:

• CeX – instant cash or same-day bank transfer in-store
• Cash Converters – quick valuations and immediate payment
• Facebook Marketplace – list as “collection today” for fast cash sales

SEO note: Many people search “sell phone for cash today” or “CeX instant cash” — this method consistently ranks as one of the quickest.

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2. Paid Recycling: Get Cash Today for Scrap Metal & Household Waste

If you’re throwing things away, you could be binning money. Paid recycling is a surprisingly effective way to get quick cash in the UK.

Items you can recycle for money today:

• Scrap metal (old cables, pipes, kettles, shelving)
• Aluminium cans
• Car batteries
• Electrical wiring

Most scrap yards offer same-day cash or bank transfer, making this a strong option if you need money urgently.

High-intent search terms: paid recycling near me, scrap metal cash today

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3. Cash in Your Coin Jar or Piggy Bank (Instant Spending Power)

If you’ve been saving loose change, now might be the time to use it. Many people underestimate how much is sitting in coin jars.

Fast ways to turn coins into usable money:

• Coin-counting machines in supermarkets (instant payout, small fee)
• Self-service tills — use coins for food shopping
• Bank branches that accept loose change

Some households discover £50–£100+ this way — money that can help cover essentials immediately.

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4. Same-Day Cash Gigs: Get Paid Today for Your Time

If you’re physically able and free for a few hours, same-day cash jobs can provide fast relief.

Popular same-day gig ideas:

• House cleaning or end-of-tenancy cleans
• Moving help, tip runs or furniture lifting
• Dog walking or pet sitting
• Queueing services (yes, people pay for this)

Where to find same-day work:

• Local Facebook community groups
• Gumtree
• Nextdoor

Tip for ranking & conversion: Always say “available today” and request cash or same-day transfer.

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5. Sell a Simple Skill or Service Locally (Even for One Day Only)

You don’t need a side hustle empire. Selling one simple service today can bring in fast money.

Easy services people pay for immediately:

• Ironing or decluttering
• Baking cakes or sweet treats
• Basic tech help (setting up phones, laptops, printers)
• CV writing or homework help

Post a clear offer, price, and availability in a local group — urgency helps people decide fast.

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If You’re Skint Right Now, This Is Not a Personal Failure

Searching for “how to get money today” doesn’t mean you’ve messed up. It usually means:

• Prices went up
• Wages didn’t
• Life got expensive

If you’re facing ongoing money problems, free help is available through Citizens Advice, StepChange, and local council hardship funds.

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Bottom Line: How to Get Same-Day Cash in the UK

To get money today, focus on:

• Selling instead of borrowing
• Speed over perfect pricing
• Using what you already have

Even £20–£50 of same-day cash can ease immediate stress — and that breathing room matters.

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Frequently Asked Questions (FAQs)

How can I get money today in the UK?

The fastest legal ways include selling items at CeX or Cash Converters, paid recycling, using coin-counting machines, doing same-day cash gigs, or selling a simple service locally.

What is the fastest way to get same-day cash?

Selling unwanted tech or gadgets in-store is usually the quickest option, as payment is often instant or same-day.

Can I get same-day cash without a loan?

Yes. All the methods in this guide avoid borrowing entirely, helping you get money without adding debt or interest.

Are these ways to get money legal?

Yes. Every option listed here is legal in the UK and commonly used by people needing fast cash.

What if I’m skint because of ongoing money problems?

If this is more than a one-off squeeze, organisations like Citizens Advice and StepChange offer free, confidential help.

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Helpful MoneyMagpie Guides You Might Also Like

• 8 How to Make Money Fast Without a Loan
• 10 Ways to Make Money on the Toilet

• Important Disclaimer & Support if You’re Struggling

  This article is for information only and is not financial, legal or debt advice. The ideas above are intended for short-term cash needs and may not be suitable for everyone.

  If you are feeling overwhelmed, anxious, or hopeless about money, please reach out for help. Free, confidential support is available:

  • Samaritans – Call 116 123 (UK & ROI), 24/7, free
  • Citizens Advice – Help with benefits, debt and emergency support
  • StepChange Debt Charity – Free, confidential debt advice and plans
  • National Debtline – Independent debt advice and factsheets

  If you are in immediate danger or feel unable to cope, call 999 or go to A&E.

  You are not weak for struggling — and you do not have to face it alone.

 

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Cold Weather Payment Due to Current UK Freeze

If you’re on a low income, or certain benefits, you can get a Cold Weather Payment from the government, as hundreds of postcodes in England and Wales will receive £25 over the next two weeks. 

What is a Cold Weather Payment?

The Cold Weather Payment is triggered if average temperatures hit freezing or below for seven days in a row: payments will be made to homes across north-east England, Cumbria, west Wales and as far south as Oxfordshire, where the lowest recorded temperature was recently –9.7C. 

You can see if you’re entitled to the payment by going here and entering your postcode here. 

You’ll get £25 for each 7 day period of very cold weather between 1 November 2024 and 31 March 2025.

After each period of very cold weather in your area, you should get a payment within 14 working days. It’s paid into the same bank or building society account as your benefit payments. 

These payments do not affect your other benefits.

Further Reading.

Are you eligible for this benefit this winter? 

Apply for £1500 Energy Support Fund

What to do if you can’t pay your energy bill?

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HAPPY New Year! MoneyMagpie’s free cash giveaway For 2026

Who doesn’t love a little cash giveaway to kick off a new season? 2026 is here and we’re here to brighten your January up. At MoneyMagpie, we love treating our readers, and this month we’re giving five lucky winners a £10 cash prize each – the perfect pick-me-up to celebrate the start of of the year.

If you’re new here, don’t worry – our giveaways are 100% legit. We’ve run loads of competitions before and have had plenty of happy winners who can vouch for it. Whether it’s free goodies, vouchers, or cold hard cash, we’re always on the lookout for ways to give back to our loyal readers. This latest cash giveaway is just another way to say thank you for sticking with us.

So why not throw your hat in the ring? After all, someone has to win – and it could be you!

What We Are Offering!

We are offering 5 readers £10 each. There are no strings attached at all. Simply comment on the article with what you would spend the tenner on, and then in four weeks, 5 people will be selected to win the money.

MoneyMagpie founder Jasmine Birtles said: “It really doesn’t feel much in the greater scheme of things, but if it helps a few people then we are more than happy to step in. We have had a record number of people writing in and asking us how to access quick cash, and in reality there aren’t many ways that are safe to the consumer. Therefore, we just wanted to offer them a chance. We are strongly against gambling so didn’t want our readers to go there, therefore it’s simply cash.’

We will get the money to you in the form of PayPal or an Amazon Voucher.

How to Get involved with the free cash giveaway

So, as stated above, for your chance to get your hands on a tenner, just answer ‘what would you spend an extra tenner on this month?’ in the comments below. The comments will close at midnight on January 30, 2025.

We will notify the winners on Feburary 1, 2025 in hope of making their winter that bit cosier.

Good luck. We look forward to hearing your answers.

 

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